Reply
Valued Member
Posts: 28
Registered: ‎10-18-2007
0

WAMU QUESTION

I got an alert from TC today that wamu did a hard pull on experian on 6/15. I opened a new business CC with them on the 5th and had an inquiry from that but have not done anything that should generate a hard on the 15th. What do you think this is and should I be concerned.
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
0

Re: WAMU QUESTION

I'd look directly at the report and look at the INQ's--
 
Look closely at the dates - I bet it was just a delayed alert and they only pulled on the 5th-
Valued Member
Posts: 28
Registered: ‎10-18-2007
0

Re: WAMU QUESTION

no they pulled on the 5th and the 15th there are 2 inquiries.
New Contributor
Posts: 114
Registered: ‎05-27-2008
0

Re: WAMU QUESTION

I'd go to a local Wamu branch and discuss it with them first to see what the deal is. Don't call them, as their phone reps are very uneducated, and mostly say "I'm sorry for the inconvenience". And their escalations dept. (aka 'supervisors') aren't any more helpful.

Because you actually applied for and received a biz CC, it won't do any good to contest the second inquiry (I've tried before with TU, and all you can do is declare fraud, which would be a bogus claim anyway).

The local branch manager might be able to help... they did with me.
*I used to dread being a member of the 700 Club because I thought it came included with a Pat Robertson blow up doll... the very thought scared me into bad credit.*
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.