If WaMu should be bought out, whomever is the successor can take that free PFICO and throw it in the PGARBAGE as it is PJUNK in my book. It has been nothing but PUSELESS for me so I don't even waste the time comparing it to my FICO scores.
I know some people find it PHANDY and that's wonderful for them. Perhaps they've figured out something I don't PKNOW, but that thing is so back-dated, it's PRIDICULOUS!