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@Anonymous wrote:The WAMU score is a Bankcard enhanced FICO score a.k.a FAKO
@Anonymous wrote:A FAKO is a non-FICO score such as Vantage, Plus, TransRisk, etc. The score that WaMu customers can view online is the Bankcard Industry Option FICO score - it is not a FAKO. There are actually a large number of scoring models that FICO has developed. There are 3 different current classic FICO scores - one for each CRA - these are the scores you can purchase from MyFico and are more closely aligned with mortgage qualification and general credit risk. There are also customized FICO scores for personal finance loans, bank installment loans, auto loans, and bankcard accounts. The bankcard-enhanced score is actually MORE useful than the classic score when trying to judge whether you will be approved when you apply for a credit card.
@Anonymous wrote:The WAMU score is a Bankcard enhanced FICO score a.k.a FAKO
Thank you. That's very helpful.