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this hasn't happened on any of my ge accts so far, it is unlikely that i would respond by closing if it did unless they failed to acknowledge their error. i would reopen and allow the apparent technical difficulty to be resolved. closing accts can harm your profile and is not recommended except under cerftain conditions.
@score_building wrote:this hasn't happened on any of my ge accts so far, it is unlikely that i would respond by closing if it did unless they failed to acknowledge their error. i would reopen and allow the apparent technical difficulty to be resolved. closing accts can harm your profile and is not recommended except under cerftain conditions.
+1. I would also add that I am not a big fan of auto payment. I do that with my mortgage and car payment since my checking account is in the same CU as the loans are. Because I usually dont want my GE accounts to report a balance, I pay as soon as the charge is posted. I also usually pay live in Walmart or sams for my Sam's card. My advise would be to pay at least 1 week before they payment is due and as soon as its posts if you dont want it to report.
ECHOBOI4U wrote:
Closing accounts only has a 6 month impact, and if it can save me the headache of dealing with an unscrupulous company, so be it. I should not have to call in and note the mistake each month to alert them to remove it...
@marty56 wrote:
@score_building wrote:this hasn't happened on any of my ge accts so far, it is unlikely that i would respond by closing if it did unless they failed to acknowledge their error. i would reopen and allow the apparent technical difficulty to be resolved. closing accts can harm your profile and is not recommended except under cerftain conditions.
+1. I would also add that I am not a big fan of auto payment. I do that with my mortgage and car payment since my checking account is in the same CU as the loans are. Because I usually dont want my GE accounts to report a balance, I pay as soon as the charge is posted. I also usually pay live in Walmart or sams for my Sam's card. My advise would be to pay at least 1 week before they payment is due and as soon as its posts if you dont want it to report.
Yeah I pay as soon as the charge posts which is pretty slow to begin with. No way would I ever use auto pay for anything. I like to see it done myself