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Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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WFNNB CC w/o HP?

I've read here before that some people have gotten WFNNB CCs without a HP. Something about beginning to make a purchase online and then apping for the card on the store site. I'm wondering if this works if you have opted out. I can't use the typical "pre-selected" websites because of being opted out, so I wonder how this SP WFNNB CC works.

 

Any insight would be appreciated! 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

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Valued Contributor
Posts: 2,239
Registered: ‎09-16-2011
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Re: WFNNB CC w/o HP?

[ Edited ]

I left the garden a week ago, got Victoria Secret and Roamans both WFNNB cards no HP or INQ's I allready had accounts with WFNNB so I needed to do is create an account on each of the companies website, attempt to purchase something and during the checkout proccess I given pre-approved offers 500 and 750 nice cards. Had an issue placing the order at victoria secret so I didn't even use the card, but it arrived today. Found a 90 day zero interest offer for Roamans order was placed item recieved, won't post on the card for 90 days. They place a hold on availible credit for the 90 days but no payment is due for 90 days. 

 

There CLI requirements aren't the greatest but better than CapOne and Target,  first user initiated CLI at 9 months and then possible every 3 months. 

 

 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 10k and a nice stack of store cards.
Last APP/HP 4/22/2015
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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Re: WFNNB CC w/o HP?

Hmm. Well, I tried, but didn't get any kind of credit card offer or pre-approval. It looks like it may only work if you're not opted-out. Smiley Frustrated

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

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Valued Member
Posts: 36
Registered: ‎12-18-2011
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Re: WFNNB CC w/o HP?


bichonmom wrote:

Hmm. Well, I tried, but didn't get any kind of credit card offer or pre-approval. It looks like it may only work if you're not opted-out. Smiley Frustrated

 


Could also be the websites you tried it at.  I tried a few different ones (Victoria Secret, Avenue, Kingsize, Metrostyle) and got pre-approvals for some but not others. 


Starting Score (January 2013): TU: 704, EQ: 679, EX: 687
Current Score (September 2013): TU: 741. EQ: 703, EX: 712
Goal Score: 730 Across the Board


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Established Contributor
Posts: 872
Registered: ‎10-16-2010
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Re: WFNNB CC w/o HP?


bichonmom wrote:

I've read here before that some people have gotten WFNNB CCs without a HP. Something about beginning to make a purchase online and then apping for the card on the store site. I'm wondering if this works if you have opted out. I can't use the typical "pre-selected" websites because of being opted out, so I wonder how this SP WFNNB CC works.

 

Any insight would be appreciated! 


It may depend on the store. I got an Express account (frequent shopper, not CC) and they keep sending me preapproval offers for their CC. Which store are you interested in? 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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Re: WFNNB CC w/o HP?

I'm thinking about getting a Lane Bryant card, but I'd really like to avoid a HP.  

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: WFNNB CC w/o HP?


bichonmom wrote:

I'm thinking about getting a Lane Bryant card, but I'd really like to avoid a HP.  


Did you try their site already? It is possible being opted out hindered it.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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Re: WFNNB CC w/o HP?


LS2982 wrote:

bichonmom wrote:

I'm thinking about getting a Lane Bryant card, but I'd really like to avoid a HP.  


Did you try their site already? It is possible being opted out hindered it.

 


that's what I think. I tried what people have posted here, but no cc offer or pre-approval showed up. It just wanted me to enter my billing info. Smiley Sad

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

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Frequent Contributor
Posts: 276
Registered: ‎02-08-2010
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Re: WFNNB CC w/o HP?

Make sure your computer is allowing pop-ups, because the offer comes in a pop-up widow during checkout... Usually after you enter your shipping/billing address information. 

09/20/14 FICOs, EX 671, EQ 677, TU 701
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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Re: WFNNB CC w/o HP?


Boonie wrote:

Make sure your computer is allowing pop-ups, because the offer comes in a pop-up widow during checkout... Usually after you enter your shipping/billing address information. 


Usually in Firefox, a banner will come up across the top of the screen with the option to allow popups on that site. So, I don't think that is the problem. I really think it's because I'm opted out that it's not working for me.

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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