08-08-2012 03:04 PM
I have 3 of their accounts not in my siggy. They started my Jcrew out with $300 I was so mad I almost told them to shove it. Within 8 months it was $1200. I still only get 200 CLI at a time with them. But they are around 2600 each now, and that only been 2 years or less. So just be patient I know its hard. But it will pay off, trust me.
Okay, I see the picture clearer now....thanks! You are right, I have to have patience. It's soo darn hard, but I'm going to hang in there.
08-08-2012 03:08 PM
Just a consideration -- not enough experience/history at current limit refers to usage as well as time, so if you're not showing usage of your current limit, it probably won't matter how much time passes.
True point, but I've been using it...haven't gone a month yet without using it! LOL!! I love that store! LOL! But I have to say, you all have helped me to chill out because I think my expectations were a bit too high. But now reading how they have increaesed all of you some what slowly made me see they are not quick to jump amd BAM give you $1,000...LOL! That's why I love this forum!
08-08-2012 03:25 PM
I hate when WFNNB does not generate a statement if you prepay. So I always leave something to get a statement. But they still know how much your usage is so I don't think it matters at all w.r.t usage.
I think you need to wait some more. My usage is not high, I shop about every 3 months. I asked for CLI at 13 months and then every 5 or 6 months thereafter. 3 Approvals, no denials.
08-08-2012 04:11 PM
08-09-2012 02:37 AM
Signed on this morning and surprise surprise.....they gave me an auto CLI!!! Went from $250 to $980. They must have felt my pain finally! LOL!!!!!!!! One day after I was denied when I called in for one...wierd huh? But I'll take it!
08-09-2012 11:38 AM
Told you TeeandDee
08-09-2012 12:28 PM
I'm having this same problem with my Lane Bryant card! They gave me a $100 initial CL, which is ridiculous! I've had the card for a year and they refuse to budge. Though I've used it about 6 times, and only have 4 statements now because they won't generate a statement if you pay it off before the statement cuts.
After my 4th statement with my Avenue card (with a more than decent limit of $750), they auto CLI'd me, so I'm hoping that is what LB will do. Although my 4th statement was just generated today and there still is no increase. Should I patiently wait to see what happens after the 5th statement, or should I request a CLI?
08-09-2012 12:48 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.