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Valued Contributor
injustifiiable
Posts: 1,109
Registered: ‎03-30-2012

WFNNB Reporting Question

Since WFNNB doesn't cut statements when there's a Zero balance, will they report the account with said zero balance?

 

TIA :cathappy:



Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 681|EX FAKO 676|Vantage 684 as of June 10, 2013
Goal Score: 750-800 across the board


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Valued Contributor
Rhaeny
Posts: 1,173
Registered: ‎07-24-2011

Re: WFNNB Reporting Question

Yes that is what they have been doing with my accounts.  


Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013
Valued Contributor
injustifiiable
Posts: 1,109
Registered: ‎03-30-2012

Re: WFNNB Reporting Question


Rhaeny wrote:

Yes that is what they have been doing with my accounts.  


That's good then...I was pre-approved for a King Size account ($300) which I accepted...I don't plan on using often since their stuff is a little on the expensive side.

 

Signed up for an account with Victoria's Secret for $#!ts and giggles and lo and behold, pre-approved for $500....haven't accepted it yet. Not really into women's underwear but I do like the Very Sexy fragrance they offer for men. If they indeed report zero balances, I might just get that account to increase available credit a bit.



Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 681|EX FAKO 676|Vantage 684 as of June 10, 2013
Goal Score: 750-800 across the board


Take the FICO Fitness Challenge
Valued Contributor
Rhaeny
Posts: 1,173
Registered: ‎07-24-2011

Re: WFNNB Reporting Question

Yes it does indeed help with utilization.  I don't really use my cards all that much either as I only opened them to rebuild....of course plus all of them I got with the shopping cart trick :smileywink:.  

 

I have one that I haven't used since June.  I think that as I continue to build my other major CC's then those will eventually close out.  They are not the best limits and range from $150 to $750.


Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013

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