05-22-2010 12:26 AM
What is your favorite credit card, and what is your least favorite.
This might be a re-post of a thread, but regardless I thought it would be cool to see what People have to say.
My favorite is my credit union visa,
and my least favorite, my HSBC/BestBuy card!
05-22-2010 07:26 AM
Favorite - BoA AmeriCard Visa- 1.25 points for any purchase. Now for gas (5% CB) and food (2% CB) PenFed Platinum Rewards Visa
Rest of my cards: 2 BoA AMEXs, BoA Rewards Visa, FIA Mastercard, Chase Visa, Orchard Visa (No AF), Target Store Card, Walmart Store Card, JCP Store Card.
Proud to say no balances on any of my cards!
05-22-2010 07:40 AM - edited 05-22-2010 07:42 AM
Let's see...
Chase Freedom Visa (used for paying monthly bills & 3% back stuff)
BofA Accelerated Amex (Costco purchases)
US Bank Select Rewards Visa (everything else)
Macys Visa (for shopping urges & sales)
Capital One No Hassle Miles Business Visa (for work...and that card gets worked!)
...the rest stay home where they can't get into any trouble ![]()
...and they all get paid off too! every stinkin' month! ![]()
05-22-2010 08:59 AM
Favorite is my HSBC/ Best Buy Reward Zone card. This is because of the rewards program I absolutely love best buy.
My least favorite is my HSBC platinum mastercard because they havent given me a single CLI.
And then I have a credit one bank card, a kays card, and a firestone complete autocare card.
05-22-2010 09:34 AM
Favorite -- US Bank flexperks, use all the time.
Next fav -- US Bank platinum card.
Least fav -- CCCU card, don't use anymore
05-22-2010 09:35 AM - edited 05-22-2010 09:40 AM
-Discover OpenRoad
(used to have 5% on gas/auto maintenance purchases, now 2% CB on gas/auto maintenance/restaurant purchases, 1% on all other purchases) + (ShopDiscover) + (Double Cash Back Bonus)
-Chase Perfect Card
(3% cash back on gas, 1% on all other purchases) + (Chase Rewards Plus)
-BoA Financial Rewards
($1 for every >=$100, for example: I spend $410 this month and I still get 5 points) + (BoA Add It Up)
-US Bank Platinum
(highest CL, no rewards)
-US Bank Bed Bath & Beyond
(5% at Bed Bath & Beyond, 1% on all other purchases)
-Capital One
($1 = 1 mile, lowsest CL, no CLI in 2 years)
25k total CL.
I absolutely love Discover, I earn a lot CB from shopping online through ShopDiscover. Except for the CapOne card, I use all my cards a lot and pay them off. I make them CC work for me.
05-22-2010 12:11 PM - edited 05-24-2010 09:41 AM
Favorite cards:
FIA Fidelity Investment Platinum Visa: big CL and use it for everything
CITI Dividend Platinum Select MC: 15+K CL and use it for everything and I earn cash back
Junk cards:
Macy's store card: they sell merchandise that is overpriced (at least in Hawaii)
Amex Platinum: I'm done with saying nice things about Amex. I'm paying $450 a year to keep my 22+ years of credit history
In my wallet:
FIA Visa
Chase Platinum Visa
CITI Dividend Plat Select MC
Debit card (MC)
Sock drawer cards:
Amex Clear
Amex Platinum
Macy's store card
05-22-2010 02:54 PM
These are in my wallet:
American Express Clear
Discover More
Citi Platinum Select
I use the Clear for everyday use, the More for 5% categories, and the Citi as a backup.
05-22-2010 10:48 PM
Cards Used Reguarly: Amex Green
Bank of America Visa
Capital One MC
Least Favorite: None, because the three mentioned above are my only cards. ![]()
05-24-2010 07:42 AM
Chase BP Visa for 5% cash back on gas (drive 500 mi each week for work)
Nationwide Visa - for Automobile emergencies - 0% int for 1 year on any auto related charge
Those are the 2 main cards ... I swap between the others now & then to keep the creditors happy!
Starting Score: 07/2011 TU 732 EQ 717 EX 702
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