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Regular Contributor
-RED
Posts: 231
Registered: ‎08-07-2009

- WHAT IS IN YOUR WALLET...?

What is your favorite credit card, and what is your least favorite.

 

This might be a re-post of a thread, but regardless I thought it would be cool to see what People have to say.

 

My favorite is my credit union visa, 

 

and my least favorite, my HSBC/BestBuy card!

 

 

-800 or Bust...!
Established Contributor
nicemann
Posts: 580
Registered: ‎03-12-2008

Re: - WHAT IS IN YOUR WALLET...?

Favorite - BoA AmeriCard Visa- 1.25 points for any purchase.  Now for gas (5% CB) and food (2% CB) PenFed Platinum Rewards Visa

 

Rest of my cards: 2 BoA AMEXs, BoA Rewards Visa,  FIA Mastercard, Chase Visa, Orchard Visa (No AF), Target Store Card, Walmart Store Card, JCP Store Card.

 

Proud to say no balances on any of my cards!

As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
Established Contributor
jefftca925
Posts: 612
Registered: ‎08-14-2008

Re: - WHAT IS IN YOUR WALLET...?

[ Edited ]

Let's see...

 

Chase Freedom Visa (used for paying monthly bills & 3% back stuff)

BofA Accelerated Amex (Costco purchases)

US Bank Select Rewards Visa (everything else)

Macys Visa (for shopping urges & sales)

Capital One No Hassle Miles Business Visa (for work...and that card gets worked!)

 

...the rest stay home where they can't get into any trouble :smileytongue:

 

...and they all get paid off too!  every stinkin' month! :smileyvery-happy:

...so many cards... so little time...
Established Contributor
okstatefan5945
Posts: 517
Registered: ‎04-13-2009

Re: - WHAT IS IN YOUR WALLET...?

Favorite is my HSBC/ Best Buy Reward Zone card. This is because of the rewards program I absolutely love best buy.

 

My least favorite is my HSBC platinum mastercard because they havent given me a single CLI.

 

And then I have a credit one bank card, a kays card, and a firestone complete autocare card.

----------------------------------------------------------------------------------------------
2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
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Valued Contributor
Imhotrodcrazy
Posts: 1,291
Registered: ‎03-11-2009

Re: - WHAT IS IN YOUR WALLET...?

Favorite --   US Bank flexperks,  use all the time.

Next fav --  US Bank platinum card.

Least fav  --  CCCU card,  don't use anymore

FICO
EX 834 12/14/11 ( AMEX )
EQ 716 5/4/13
TU 751 12/10/12 ( Lender )
Goal - At my age, just staying alive

Regular Contributor
tengtengvn
Posts: 246
Registered: ‎01-18-2009

Re: - WHAT IS IN YOUR WALLET...?

[ Edited ]

-Discover OpenRoad

(used to have 5% on gas/auto maintenance purchases, now 2% CB on gas/auto maintenance/restaurant purchases, 1% on all other purchases) + (ShopDiscover) + (Double Cash Back Bonus)

-Chase Perfect Card

(3% cash back on gas, 1% on all other purchases) + (Chase Rewards Plus)

-BoA Financial Rewards

($1 for every >=$100, for example: I spend $410 this month and I still get 5 points) + (BoA Add It Up)

-US Bank Platinum

(highest CL, no rewards)

-US Bank Bed Bath & Beyond

(5% at Bed Bath & Beyond, 1% on all other purchases)

-Capital One

($1 = 1 mile, lowsest CL, no CLI in 2 years)

 

25k total CL.

 

I absolutely love Discover, I earn a lot CB from shopping online through ShopDiscover. Except for the CapOne card, I use all my cards a lot and pay them off. I make them CC work for me.

What's in your wallet?
-Not Capital One.
Moderator Emeritus
fused
Posts: 16,158
Registered: ‎03-12-2007

Re: - WHAT IS IN YOUR WALLET...?

[ Edited ]

Favorite cards:

 

FIA Fidelity Investment Platinum Visa: big CL and use it for everything

CITI Dividend Platinum Select MC: 15+K CL and use it for everything and I earn cash back

 

Junk cards:

 

Macy's store card: they sell merchandise that is overpriced (at least in Hawaii)

Amex Platinum: I'm done with saying nice things about Amex. I'm paying $450 a year to keep my 22+ years of credit history

 

In my wallet:

 

FIA Visa

Chase Platinum Visa

CITI Dividend Plat Select MC

Debit card (MC)

 

Sock drawer cards: 

 

Amex Clear

Amex Platinum

Macy's store card

Regular Contributor
asteroidblues
Posts: 117
Registered: ‎05-12-2010

Re: - WHAT IS IN YOUR WALLET...?

These are in my wallet:

 

American Express Clear

Discover More

Citi Platinum Select

 

I use the Clear for everyday use, the More for 5% categories, and the Citi as a backup.

Contributor
MAstudent07
Posts: 112
Registered: ‎05-20-2009

Re: - WHAT IS IN YOUR WALLET...?

Cards Used Reguarly:     Amex Green

                                  Bank of America Visa

                                  Capital One MC

 

Least Favorite: None, because the three mentioned above are my only cards. :smileytongue:

-------------------------------------------------------------------------------------------------
EQ: 747
TU: 729
-------------------------------------------------------------------------------------------------
Senior Contributor
BungalowMo
Posts: 4,068
Registered: ‎05-01-2008

Re: - WHAT IS IN YOUR WALLET...?

Chase BP Visa for 5% cash back on gas (drive 500 mi each week for work)

Nationwide Visa - for Automobile emergencies - 0% int for 1 year on any auto related charge

 

Those are the 2 main cards ... I swap between the others now & then to keep the creditors happy!



Starting Score: 07/2011 TU 732 EQ 717 EX 702
Current Score: 04/2013 TU 744 EQ 720 EX 712
Goal Score: 850


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