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Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,391
Registered: ‎10-02-2012
0

Re: WHAT THE FISHSTICKS!!

@CC365 I will definetly keep that advice in mind. Thank you! 

Closing all of these credit card accounts once paid off for a fresh start.
$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 6 months, Utilization 74%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,391
Registered: ‎10-02-2012
0

Re: WHAT THE FISHSTICKS!!

@distantarray My dad already has those credit cards, and my parents currently cant get more credit cards and do a joint with me beacuse their debt UTL is high and banks hate that so we are currently working on lowering it asap and then are chances of being doing a joint will be greater. 

Closing all of these credit card accounts once paid off for a fresh start.
$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 6 months, Utilization 74%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Established Contributor
JonStur
Posts: 904
Registered: ‎12-25-2010
0

Re: WHAT THE FISHSTICKS!!

I have a six figure income and not ashamed to say I have a Fingerhut account. It is a relatively old trade line that I don't use often, but they are not a shabby outfit like they used to be years ago when I was married and had a family on a budget. The holiday season is the perfect time to use them because they offer 6mos. no payment deals. So it's not a horrible creditor if they are used properly...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: WHAT THE FISHSTICKS!!


JonStur wrote:

I have a six figure income and not ashamed to say I have a Fingerhut account. It is a relatively old trade line that I don't use often, but they are not a shabby outfit like they used to be years ago when I was married and had a family on a budget. The holiday season is the perfect time to use them because they offer 6mos. no payment deals. So it's not a horrible creditor if they are used properly...


not horrible just horribly over priced


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

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