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AllTheNationsWillMournUSA wrote:Im 46 and have a perfect 24 year trade line history with an 820-835 fico on all three agency's.
So it is obviously not hurting you at all! Getting it to report will make very little difference in your scores, and your scores are high enough to get anything you can afford!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO