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Member
Posts: 23
Registered: ‎07-20-2013
0

WHEN DID YOU ASK FOR NFCU CLI?

HOW LONG DID YOU HAVE THE CARD?

WHEN DID YOU ASK FOR A CLI FROM NFCU?

WAS IS INSTANT, HARD PULL, OR SOFT?

WHAT WAS YOU SCORE?

 

CURRENT: TU 751 EQ 707 EX 746

GOAL: 800 ON ALL 3
Contributor
Posts: 175
Registered: ‎06-28-2013
0

Re: WHEN DID YOU ASK FOR NFCU CLI?

I had my cash rewards card for about 4 years never asked for a CLI until recently. I went from 3k to 10k with instant approval and SP. My current EQ FICO is 724.

Starting Score: 620
Current Score: EQ: 723 TU: 714 EX: 759 (Amex 6/28)
Goal Score: 750
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: WHEN DID YOU ASK FOR NFCU CLI?

I believe all of your questions can be answered here:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Can-we-have-quot-OFFICIAL-NFCU-CLI-HOW-IT-WORKS-quot/td...


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
New Contributor
Posts: 58
Registered: ‎09-22-2009
0

Re: WHEN DID YOU ASK FOR NFCU CLI?

I had Card for Exactly 2 months. I asked for a line increase and my Card went from 16k to 22k, Instant and I have not seen a hard pull on my report from that. So Im guessing  it was a Soft. My score is 698 according to Myfico.

Contributor
Posts: 115
Registered: ‎05-10-2010
0

Re: WHEN DID YOU ASK FOR NFCU CLI?

I asked for CLI after 4th statement

Member
Posts: 23
Registered: ‎07-20-2013
0

Re: WHEN DID YOU ASK FOR NFCU CLI?

HARD OR SOFT PULL

CURRENT: TU 751 EQ 707 EX 746

GOAL: 800 ON ALL 3
New Contributor
Posts: 58
Registered: ‎09-22-2009
0

Re: WHEN DID YOU ASK FOR NFCU CLI?

For me it was a soft pull
Contributor
Posts: 115
Registered: ‎05-10-2010
0

Re: WHEN DID YOU ASK FOR NFCU CLI?

soft pull for both credit cards hard for the LOC increase

Established Contributor
Posts: 618
Registered: ‎01-04-2009
0

Re: WHEN DID YOU ASK FOR NFCU CLI?

If you can wait that long, most people get auto-CLIs on Navy Fed cards after their first year (13th statement) and at 6/12 month increments afterward.

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
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