WHICH CC

[Anonymous]

Question after watching this boards for 4-5 months, i have brought my scores FROM 470 TO 656!!!!! Just by the simple pen paper stamps CMRR and laptop! Thanks guys,

My question is, i currently have no cards, no baddies, and 5inqs on my TU ONLY!!! its the 656!!!

So wanting a Card with that score, which lender will pull only TU I am from Texas!??

Thanks, btw NO crap one, bad used to have them, Citibank defaulted but paid back but they pull EQ, and Chase and BOFA, deff not

thanks 

JOEY

[Anonymous]

Oh must add, APPed for TU Student card, i do attend vocational school but i am 50! haha heard they pull TU in texas, but dont wanna try anything else until the experts opine!

[Datx]

I'm from TX too (DFW) and I dont think it matters where you live when you apply for a CC on which they pull, I think it just depends on the lender.  I recently applied for the hooters card and they only pulled up my TU score. I saw a couple of threads on this board where some were applying for the card and reported the inquiry on their TU report.

[Anonymous]

Damn I am from DFW too!! I thought about app for that card because the read the post too! But IDK just frustrating my DW has AMEX PLAT, DISCOVER MORE, PAYAPL PLUS WITH 6000cl, AMEX BLUESKY 12000, and a Barclays Visa Black that i have to be an AU ON!!!!

[smc733]

I don't think you have to be a student to get the Citi Forward card, that might be a good one to apply for.  I would say just look for a basic card with lousy interest rates that seems easy to get, then after a few months, go for something better.

Also, try going to a credit union and explaining your situation.  There they can listen case by case instead of pumping you into an algorithm as their only consideration (they will still do this).

[Anonymous]

I agree, I saw you posted then deleted?? A post that your score was bad not because of a bk or co but a BankofAmerica card that you owe 14k on? U also said that you had 31 accounts in good standing one of them Discover and AMEX. I dont know but these guys at MYFICO ROCK! they got my fraudlent nordies account removed and inqs and filed a police report and froze my reports, all are now in 700-739 thanks guys! But dont know if Discover and AMEX you said you had for 8 years each and were closed by you would consider taking you back? 

[Xarquinn]

Hooters MC pulled only TU for me.

[Anonymous]

Barclays/Juniper Cards tend to pull TU.

Discover pulled TU on me, but EQ on DW.

JCPenney pulls TU in DFW.

txjohn