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Established Contributor
chan85
Posts: 546
Registered: ‎03-13-2011

WM Discover Upgrade but question about cash back?

Just got my new card in the mail. Doubled my credit line on my WM store card from $1500--> $3000! Super excited! Been a good month on credit limit increases with them, JCP, my Capital One cards, and even my 1 month old Old Navy card! Plus I closed my Credit One rebuilder finally! :smileylol:

 

Anyway, back to the point,  I was reading the phamplet that came with it and it says the 1% cash back is only available when you spend over $3000 in year to date purchases. I have this on my Discover Motiva as well (which I never use since the credit line is $500 after 6 years), so I know about it for that card. Does anyone know if they count the amount spent on my WM card before towrds that $3000? And also, does the 1% apply in Sam's too? On my Motiva I think they said those purchases don't qualify for cash back or count towards my $3000 qualifying spending for the year. That's going to suck, as I really use my card mostly at Sam's in store and for gas, and not Wal-Mart (personal boycott on shopping in store at WM, but I will order online and ship it).

WM TransUnion- 650 (6/2014) Credit Sesame Experian- 691 (6/2014) Credit Karma TransUnion- 665 (6/2014)
Amex Zync/UNICORN- NPSL/Capital One Venture One Pro -$7,000/NFCU Cash Rewards- $7,500/NFCU NavChek- $5,000/SouthWest Airlines- $5,000/Capital One Quicksilver Platinum- $3,000/Wal-Mart Discover- $6,000/Bill Me Later- $2,200/JCP- $4,700/Discover IT- $500/Care Credit -$2,300/Old Navy Visa- $2,000/New York & Company - $1,000/Capital One -$800
GOALS: No new inqs until 10/30/14. Pay off debt consolidation loan in less than 1 year. Snowball debt payments.
Last HP: 3/5/14
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: WM Discover Upgrade but question about cash back?

I don't think store card earn any cash back but Dicover WM does........and it's apply for anything.......Someone correct me if I'm wrong but 99% how it's work.

0.25 for 1000 annual 

0.50 for 2000 annual

1% for 3000 annual.

 

you would see it under Walmart Credit Card application pages. There more details about it.

Hope it help


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Member
AaroninOakland
Posts: 26
Registered: ‎04-11-2011

Re: WM Discover Upgrade but question about cash back?

The reward percentages will depend on your total spending during a calendar year and will be .25% on total purchases up to $1,500, .50% on total purchases from $1,500.01 to $3,000 and 1% on total purchases over $3,000. A rebate check will be issued each time you accrue $10 in rewards.

Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: WM Discover Upgrade but question about cash back?

If I understand you correctly you're asking if your YTD spending on your walmart store card before you recieved the upgrade will count towards your cashback spending threshold on your walmart discover? 

 

I don't think so. when you upgrade to a walmart discover account, your initial walmart account is closed, and a new account is opened in your name. I don't think the spending would transfer over to the new account, but I am not entirely sure. GE added a new "Chat Now" feature to their credit card portal for walmart, I would ask them there, or call up. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Established Contributor
chan85
Posts: 546
Registered: ‎03-13-2011

Re: WM Discover Upgrade but question about cash back?


jsucool76 wrote:

If I understand you correctly you're asking if your YTD spending on your walmart store card before you recieved the upgrade will count towards your cashback spending threshold on your walmart discover? 

 

I don't think so. when you upgrade to a walmart discover account, your initial walmart account is closed, and a new account is opened in your name. I don't think the spending would transfer over to the new account, but I am not entirely sure. GE added a new "Chat Now" feature to their credit card portal for walmart, I would ask them there, or call up. 


Juscool yes, that was the question lol

 

i knew all the info provided in the other responses and they didn't answer my question, but thanks everyone. ok ill try that chat now feature, i hate calling because i spend most my time explaining how they missinterpreted my question and end up frustrated and hanging up...

WM TransUnion- 650 (6/2014) Credit Sesame Experian- 691 (6/2014) Credit Karma TransUnion- 665 (6/2014)
Amex Zync/UNICORN- NPSL/Capital One Venture One Pro -$7,000/NFCU Cash Rewards- $7,500/NFCU NavChek- $5,000/SouthWest Airlines- $5,000/Capital One Quicksilver Platinum- $3,000/Wal-Mart Discover- $6,000/Bill Me Later- $2,200/JCP- $4,700/Discover IT- $500/Care Credit -$2,300/Old Navy Visa- $2,000/New York & Company - $1,000/Capital One -$800
GOALS: No new inqs until 10/30/14. Pay off debt consolidation loan in less than 1 year. Snowball debt payments.
Last HP: 3/5/14
Established Contributor
chan85
Posts: 546
Registered: ‎03-13-2011

Re: WM Discover Upgrade but question about cash back?


nicholasyud wrote:

I don't think store card earn any cash back but Dicover WM does........and it's apply for anything.......Someone correct me if I'm wrong but 99% how it's work.

0.25 for 1000 annual 

0.50 for 2000 annual

1% for 3000 annual.

 

you would see it under Walmart Credit Card application pages. There more details about it.

Hope it help


i know the store card doesn't earn cash back, i meant would they transfer my YTD spending on the store card over to the Discover version to count toward the tiers in the cash back rebates.....

WM TransUnion- 650 (6/2014) Credit Sesame Experian- 691 (6/2014) Credit Karma TransUnion- 665 (6/2014)
Amex Zync/UNICORN- NPSL/Capital One Venture One Pro -$7,000/NFCU Cash Rewards- $7,500/NFCU NavChek- $5,000/SouthWest Airlines- $5,000/Capital One Quicksilver Platinum- $3,000/Wal-Mart Discover- $6,000/Bill Me Later- $2,200/JCP- $4,700/Discover IT- $500/Care Credit -$2,300/Old Navy Visa- $2,000/New York & Company - $1,000/Capital One -$800
GOALS: No new inqs until 10/30/14. Pay off debt consolidation loan in less than 1 year. Snowball debt payments.
Last HP: 3/5/14

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