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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: WOO HOO! MADE THE 800 CLUB!

Congrats. Hopefully I will be there one day.

Established Member
chexxie
Posts: 23
Registered: ‎02-05-2010

Re: WOO HOO! MADE THE 800 CLUB!

Congrats! think that will be my next target...well after I get to 780 :smileyhappy:

My FICO: EQ 773 | TU 782 - 12/12
Garden Club: App-free since 7/12
New Contributor
OwNt
Posts: 60
Registered: ‎10-07-2007

Re: WOO HOO! MADE THE 800 CLUB!

Welcome to the 800 club.

~~Credit Cards~~
Alliant Platinum Rewards Visa, AmEx BCP, BofA Power Rewards, Bank of the West Platinum, Barclay Rewards World MC, Chase Freedom/Chase Sapphire, Citi Thank You/Citi Dividend Select, Discover More, FNBOmaha, Paypal MC, PenFed Cash Rewards, US Bank Cash+/US Bank Flexible Rewards.

Total: $300,000+ in lines.
Established Member
jamlovesgrapes
Posts: 16
Registered: ‎09-21-2011

Re: WOO HOO! MADE THE 800 CLUB!

Congrats!!

JP Morgan Select 5K, CSP 5K, JP Morgan Ritz Carlton 5K, Chase Freedom 1.5K, Chase Ink Bold, Citi Hilton Reserve 7K, Citi Hilton Visa Signature 5K, Citi AA Platinum World MC 5K, Citi TY Preferred 5K, Discover IT 2.5K, BOA BankAmericard Travel 5K, BOA BankAmericard Cash 10K, Cap1 Cash Rewards 5K, PayPal Extras MC 4.4K, AMEX Blue Sky AU 11K
Valued Member
vngouiowa
Posts: 26
Registered: ‎09-15-2012

Re: WOO HOO! MADE THE 800 CLUB!

[ Edited ]

driventoscore wrote:

MY LAST EQUIFAX FROM myFICO WAS 799 (JUST ABOUT KILLED ME)

JUST RECEIVED SCORES FROM IDENTITY GUARD :   EXP: 692 ( GO FIGURE )...TRANS: 765...EQUIFAX: 785

I KNOW THEIR SCORES ARE NOT THE REAL DEAL; BUT I USE THEM MOSTLY TO KEEP AN EYE ON ACTIVITY AND CHANGES; ETC.

 

HAVE A COSTCO AMEX........THEY WERE GENEROUS

TARGET STORE CARD.........$1000  ( 5% OFF EVERY DAY)

LOWES.........$1200  ( 5% OFF OR 6 MO INTEREST FREE )

B of A...........$1500  ( FOR THE MIX ....NO CASH REWARDS.....WILL BE WORKING ON THAT NEXT)

AND NOW THE DISCOVER.......TO REPLACE AN HSBC

 

I AM JUST HAPPY BECAUSE I WORK SO HARD AND STRATEGICALLY TO FIX OUR CREDIT.  AND MANAGED TO GET IT DONE IN 4 YEARS.

WE ARE NOT CREDIT HAPPY.  BUT IT'S NICE TO HAVE FOR EMERGENCIES.   HAVE MORE CREDIT THAN WE WOULD EVER USE OTHERWISE.

 

THANKS TO THIS BOARD FOR ALL THAT I HAVE LEARNED.


Congrats !

Can you share story playing with cc ? what is your strategy to get 800 ? How long does it take ? Congrats ...

Thanks

Valued Contributor
CreditScholar
Posts: 1,511
Registered: ‎01-22-2012

Re: WOO HOO! MADE THE 800 CLUB!

Welcome to the 800 club. You'll find it quite roomy up here with not many others around. :smileyhappy:

FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Established Contributor
lithium78
Posts: 775
Registered: ‎07-30-2011

Re: WOO HOO! MADE THE 800 CLUB!

Congratulations!  I hope I'll join you in that club before long. :-)


Starting Score: TU: 566
Current Score: TU: 714 (Walmart FICO); EQ: 747 (MyFico) EX: 695 (MyFico)
Goal Score: 800

Take the FICO Fitness Challenge
New Contributor
jdogi
Posts: 75
Registered: ‎02-21-2010

Re: WOO HOO! MADE THE 800 CLUB!

Congrats!! I remember that one day that I was at 800.  I celebrated by app'ing for PenFed, Citi CLI, and AMEX CLI.  Got all three.  I hope to join you back in the club in a few months.

 

I'm gonna crack a beer to celebrate for you. :-)

Valued Contributor
CreditScholar
Posts: 1,511
Registered: ‎01-22-2012

Re: WOO HOO! MADE THE 800 CLUB!


jdogi wrote:

Congrats!! I remember that one day that I was at 800.  I celebrated by app'ing for PenFed, Citi CLI, and AMEX CLI.  Got all three.  I hope to join you back in the club in a few months.

 

I'm gonna crack a beer to celebrate for you. :-)


+1. That's exactly what happened to me. I was in the 800 club for several years, then I picked up 2 new cards in the last 13 months. My AAoA dropped and now I'm sitting just below.

 

FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Frequent Contributor
KIPPIE12
Posts: 404
Registered: ‎05-09-2009

Re: WOO HOO! MADE THE 800 CLUB!

Super Congrats!!   That is a tremendous achievement.............I am hoping to be there very soon as i'm so close!

Current Score: EQ: 787 TU: 818, EX: 833 (Plus)
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 25k| Discover 10.6k|BOA 12.5k|Barclays Visa 15k|Barclays Amex 15k| CapOne 10.4k| Chase Freedom 9.3k|Citi Dividend 5.5k|FNBO 15.5k|CSP 12.1K|Citi TY Pref 10.5k|Sams Discover 5.5k| Macys 2.5k


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