Are you trying to build up credit? Make sure you pay the annual fee or processing fee right away, and use it occassionally for small purchases (PIF monthly) or else it does no good to have applied for the card.
Thanks for the tip, I planned on using it once a month just to keep it active, I will have the 5.75 monthly charge taken out of my checking acct so I won't forget to pay it.
It is a good card to build credit. Setup billpay with your bank and pay it through your bank to creditone that way you can avoid additional charge. I gave me a new start. I always paid ontime and I never had any problems with them.
I had the card for a year with a $250 limit, and they would not give a cli, so in a huff I canceled about a week ago. Not a bad card to rebuild, but drove me crazy that $5.50 per month charge.