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@MrShush wrote:My current profile:
EQ 746 TU 764 EX unknown HHI undisclosed
13 cards highest limit 13K
14 years for oldest account AAoA 4 years
Util about 19 or 20 %
Does that cover it?
I'm guessing no baddies? Did they hit all 3? They did for me & initially declined me totally based on my EX report. I'm currently awaiting a manual review of my app.
I'm around the 730 ish mark on TU & EQ. about 30% util. & AAoA 4 yrs. Apped for the blue cash.
@BungalowMo wrote:
@MrShush wrote:My current profile:
EQ 746 TU 764 EX unknown HHI undisclosed
13 cards highest limit 13K
14 years for oldest account AAoA 4 years
Util about 19 or 20 %
Does that cover it?
I'm guessing no baddies? Did they hit all 3? They did for me & initially declined me totally based on my EX report. I'm currently awaiting a manual review of my app.
I'm around the 730 ish mark on TU & EQ. about 30% util. & AAoA 4 yrs. Apped for the blue cash.
I honestly don't know if they did hit all 3. I do have one collection on EX that I WILL NOT pay due to the fraudulent placement and reporting of it by some zombie CA for BMG.
Since I was approved in only a few seconds, I'm hoping they don't hit all my reports.
I had the EX baddie too. How old was yours?
Mine was my fed student loan. For years all was OK! Then as soon as I paid it off, they reported as a collection. I sent AMEX all my proof. Uncle Sam is a LIAR!
It's pretty old but won't fall off until next year. BMG is a fraud and so is the collection.
MrShush....I really have to thank you for posting all this. Reading this got me anxious so I went to the email they sent & onto the link that (originally) showed I'd been denied....POOF!!!!!
Welcome BungalowMo. Here is the status of the Card application(s) you submitted to us. |
Date Received | Card | Status of Application | Next Step | |||||
Jan 28, 2011 |
| Approved |
| |||||
The information above is the latest we have regarding your application(s). If you don't see the Card(s) you applied for listed here, or if you have any questions, please call us at 1-866-314-0237 (Mon-Fri 6am-8pm MST). | ||||||||
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WOO HOO!!!!!!!! You gave me the kick in the BEhind I needed to check into this!
Mr.Shush - How far apart were your AMEX apps when you got approved for the Blue?
Thanks for the response Mr. Shush. I was just approved 2 weeks ago for an AMEX CC that was backdated to 95 (huge bump in AAoA), so I'm really interested in adding another but don't want to rock the boat with another app so soon. I'll try your approach and wait 6 months to apply.
Cheers MrShush!!! I got 10k too!!!