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Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012

Re: WOW AUTO CLI JPM SELECT


CreditScholar wrote:

MrShush wrote:
Its funny how Discover and Freedom are basically the same in terms of rotating 5%. I do wish the JPM had a UR points multiplier for various categories though.
The biggest thing that is missing from the JPM select card is 2x on dining which the CSP has. If they added that to the select, I'd change in a heartbeat. I can't begin to tell you the number of times a checkout chick has tried to jam my CSP into the machine overseas thinking the Visa eagle hologram was a chip. I've had to call in more than once to Chase asking for a replacement card since the card didn't swipe very well after that.

Maybe now that Chase added 2x dining to the Hyatt card they will do something similar to the JPM? 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Regular Contributor
hotpoint
Posts: 121
Registered: ‎07-23-2007

Re: WOW AUTO CLI JPM SELECT

Congratulations to you all . . . its great to get the surprised.  No Lov on my Freedom, as of the moment.

 

HotPoint

 

 

Established Member
mrsbagalot1222
Posts: 29
Registered: ‎07-05-2010

Re: WOW AUTO CLI JPM SELECT

great cli's everyone congrats!

~Current Wallet: NFCU Signature CashRewards Visa $5000/AAFES Military Star Card $3600/NFCU NavCheck $1500/Applied Bank $700/Amazon GE $700/Walmart GE $500/Credit One $500/Paypal Smart Connect $300/Orchard Bank: $300/WFNNB-Comenity Bank:Victoria's Secret $300/Express $250/New York&Company $250~
Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008

Re: WOW AUTO CLI JPM SELECT

I would love some ur incentives!

Statement just cut on my Freedom--no cli there either, hotpoint.
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: WOW AUTO CLI JPM SELECT


crunching_numbers wrote:

CreditScholar wrote:

MrShush wrote:
Its funny how Discover and Freedom are basically the same in terms of rotating 5%. I do wish the JPM had a UR points multiplier for various categories though.
The biggest thing that is missing from the JPM select card is 2x on dining which the CSP has. If they added that to the select, I'd change in a heartbeat. I can't begin to tell you the number of times a checkout chick has tried to jam my CSP into the machine overseas thinking the Visa eagle hologram was a chip. I've had to call in more than once to Chase asking for a replacement card since the card didn't swipe very well after that.

Maybe now that Chase added 2x dining to the Hyatt card they will do something similar to the JPM? 


I'm actually hoping Chase would add a different bonus category or two to the Select card.  Chase lacks a gas and groceries card, for instance.  If even 2x points on gas was added to the Select, it would probably move that card up to the top of my prospect list, since it's already on my radar with the chip and hidden tradeline aspects.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012

Re: WOW AUTO CLI JPM SELECT


Koop10010 wrote:

crunching_numbers wrote:

CreditScholar wrote:

MrShush wrote:
Its funny how Discover and Freedom are basically the same in terms of rotating 5%. I do wish the JPM had a UR points multiplier for various categories though.
The biggest thing that is missing from the JPM select card is 2x on dining which the CSP has. If they added that to the select, I'd change in a heartbeat. I can't begin to tell you the number of times a checkout chick has tried to jam my CSP into the machine overseas thinking the Visa eagle hologram was a chip. I've had to call in more than once to Chase asking for a replacement card since the card didn't swipe very well after that.

Maybe now that Chase added 2x dining to the Hyatt card they will do something similar to the JPM? 


I'm actually hoping Chase would add a different bonus category or two to the Select card.  Chase lacks a gas and groceries card, for instance.  If even 2x points on gas was added to the Select, it would probably move that card up to the top of my prospect list, since it's already on my radar with the chip and hidden tradeline aspects.


If gas and grocery benefits are your target, you should upgrade your BCE to a BCP.  No card compares for groceries @ 6%.

and gas at 3% is pretty good too.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: WOW AUTO CLI JPM SELECT

Groceries aren't really a big expense, I'm single and dine out a lot.  Gas is, but there are better cashback cards for gas than the BCP.  I actually prefer useful rewards points (like MR or UR) to cashback though.  I really only got the BCE so I could have a high reported credit limit for my Sapphire application.  I used to use the Amex PRG for gas and some groceries, but downgraded to Green to save a little money.  I ended up applying for the Sapphire earlier than I originally planned and now my Green isn't that useful.  I think I may go back to the PRG as I really am missing out on a lot of MR points with the Green.  I also want to keep earning MR points, not just UR, because Delta is big at my airport.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012

Re: WOW AUTO CLI JPM SELECT


Koop10010 wrote:

crunching_numbers wrote:

CreditScholar wrote:

MrShush wrote:
Its funny how Discover and Freedom are basically the same in terms of rotating 5%. I do wish the JPM had a UR points multiplier for various categories though.
The biggest thing that is missing from the JPM select card is 2x on dining which the CSP has. If they added that to the select, I'd change in a heartbeat. I can't begin to tell you the number of times a checkout chick has tried to jam my CSP into the machine overseas thinking the Visa eagle hologram was a chip. I've had to call in more than once to Chase asking for a replacement card since the card didn't swipe very well after that.

Maybe now that Chase added 2x dining to the Hyatt card they will do something similar to the JPM? 


I'm actually hoping Chase would add a different bonus category or two to the Select card.  Chase lacks a gas and groceries card, for instance.  If even 2x points on gas was added to the Select, it would probably move that card up to the top of my prospect list, since it's already on my radar with the chip and hidden tradeline aspects.


I've been hoping for a similar card, but if they add a gas and groceries feature I don't think that it will be on the JPM Select. All 3 JPM cards are niche products by design (ritz Carlton, select with primary CDW, and the palladium). They cater to a fairly limited audience, and thats probably how JPM likes it. Gas and groceries are very (pardon the term) "pleb" categories that everyone needs but won't mix well with their intended clientele. The JPM customer service line is supposed to offer superior and more exclusive service, even when compared to the CSP. The last thing JPM would want is their services being clogged by a bunch of families with 4 kids who want the card simply because they spend a lot of groceries and gas. It would simply draw the wrong kinds of people in their eyes. I like the idea as much as the next person as I spend about $300 each week on groceries, and gas here is around $6 per gallon. I just don't see it happening with a JPM product of any kind.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008

Re: WOW AUTO CLI JPM SELECT

Hard,to argue with that position, creditscholar. Making these elite cards more appealing to the masses dilutes brand image--exclusive no more high end becomes typical.
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: WOW AUTO CLI JPM SELECT

Unfortunately, I think CS is spot on.  I don't actually see Chase adding any more bonus points to the Select, I would just really hate to see it become another card with a dining bonus when Chase is lacking a gas and groceries type card.  If Chase does establish a gas/grocery card, it would be a card under the Chase brand.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday

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