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WOW! Barclays already reporting!

Senior Contributor

Re: WOW! Barclays already reporting!

That's crazy.... It might have s'thing to do with the statement cut date? Hmmm.... I wish it would report soon as it will reduce my util a couple more percent! Haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 14
New Contributor

Re: WOW! Barclays already reporting!

Possibly. Statement cut the end of the month & the acct was on my 8/1 reports. Only in my case it hurt me bc I charged so much the first 3 weeks of having the card that it showed up on my reports at 45% util. 

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
Message 12 of 14
Valued Contributor

Re: WOW! Barclays already reporting!


youngandcreditwrthy wrote:
That's how it was when I got my Travelocity Amex w Barclay's; within a day of my recon call, the account appeared on all three reports with my initial credit line, and the soft inquiries from the recon showed also!

Weird though... Had Chase Freedom over two weeks now... First statement at $0, due 9-17-12, and is NOT showing on my CRs:-/

It seems like everything lenders do is risk-correlated...like delaying reporting to keep your score lower/make you seem riskier.

i apped for freedom on 7/26 was approved instantly. 

it just got reported too credit karma today. 

statement already cut. 

inqury showed up right away though. 

 

walmart card i apped for 7/29 reported next day. so it all depends on the cards i guess. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 13 of 14
Senior Contributor

Re: WOW! Barclays already reporting!

Ah! Gotta be careful with that dang util. Haha!

I'm already at 10% on Chase Freedom alone. My statement needs to cut so that further use won't increase my util. Lol

I apped for my Freedom on 7-27-12, got it approved after second recon on 07-30-12, yeah!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 14 of 14