08-19-2012 10:28 PM
08-19-2012 10:39 PM
Possibly. Statement cut the end of the month & the acct was on my 8/1 reports. Only in my case it hurt me bc I charged so much the first 3 weeks of having the card that it showed up on my reports at 45% util.
08-19-2012 10:50 PM - edited 08-19-2012 10:50 PM
That's how it was when I got my Travelocity Amex w Barclay's; within a day of my recon call, the account appeared on all three reports with my initial credit line, and the soft inquiries from the recon showed also!
Weird though... Had Chase Freedom over two weeks now... First statement at $0, due 9-17-12, and is NOT showing on my CRs:-/
It seems like everything lenders do is risk-correlated...like delaying reporting to keep your score lower/make you seem riskier.
i apped for freedom on 7/26 was approved instantly.
it just got reported too credit karma today.
statement already cut.
inqury showed up right away though.
walmart card i apped for 7/29 reported next day. so it all depends on the cards i guess.
|Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012
|Amex Zync(Unicorn) |
08-19-2012 10:57 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO