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Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: WOW! Barclays already reporting!

That's crazy.... It might have s'thing to do with the statement cut date? Hmmm.... I wish it would report soon as it will reduce my util a couple more percent! Haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
New Contributor
LilNYC
Posts: 184
Registered: ‎07-08-2012

Re: WOW! Barclays already reporting!

Possibly. Statement cut the end of the month & the acct was on my 8/1 reports. Only in my case it hurt me bc I charged so much the first 3 weeks of having the card that it showed up on my reports at 45% util. 

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
Valued Contributor
creditnocash
Posts: 2,175
Registered: ‎07-23-2012

Re: WOW! Barclays already reporting!

[ Edited ]

youngandcreditwrthy wrote:
That's how it was when I got my Travelocity Amex w Barclay's; within a day of my recon call, the account appeared on all three reports with my initial credit line, and the soft inquiries from the recon showed also!

Weird though... Had Chase Freedom over two weeks now... First statement at $0, due 9-17-12, and is NOT showing on my CRs:-/

It seems like everything lenders do is risk-correlated...like delaying reporting to keep your score lower/make you seem riskier.

i apped for freedom on 7/26 was approved instantly. 

it just got reported too credit karma today. 

statement already cut. 

inqury showed up right away though. 

 

walmart card i apped for 7/29 reported next day. so it all depends on the cards i guess. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: WOW! Barclays already reporting!

Ah! Gotta be careful with that dang util. Haha!

I'm already at 10% on Chase Freedom alone. My statement needs to cut so that further use won't increase my util. Lol

I apped for my Freedom on 7-27-12, got it approved after second recon on 07-30-12, yeah!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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