Credit Cards

[youngandcreditwrthy]

That's crazy.... It might have s'thing to do with the statement cut date? Hmmm.... I wish it would report soon as it will reduce my util a couple more percent! Haha

[LilNYC]

Possibly. Statement cut the end of the month & the acct was on my 8/1 reports. Only in my case it hurt me bc I charged so much the first 3 weeks of having the card that it showed up on my reports at 45% util. 

[creditnocash]

---

youngandcreditwrthy wrote:
That's how it was when I got my Travelocity Amex w Barclay's; within a day of my recon call, the account appeared on all three reports with my initial credit line, and the soft inquiries from the recon showed also!

Weird though... Had Chase Freedom over two weeks now... First statement at $0, due 9-17-12, and is NOT showing on my CRs:-/

It seems like everything lenders do is risk-correlated...like delaying reporting to keep your score lower/make you seem riskier.

---

i apped for freedom on 7/26 was approved instantly. 

it just got reported too credit karma today. 

statement already cut. 

inqury showed up right away though. 

walmart card i apped for 7/29 reported next day. so it all depends on the cards i guess. 

[youngandcreditwrthy]

Ah! Gotta be careful with that dang util. Haha!

I'm already at 10% on Chase Freedom alone. My statement needs to cut so that further use won't increase my util. Lol

I apped for my Freedom on 7-27-12, got it approved after second recon on 07-30-12, yeah!