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I just logged in to do my daily AA paranoia check of all my accounts, and had to do a double-take. I got a 3k CLI from BoA to hit 10k! UNSOLICITED! This credit gardening is really starting to pay off!
So, here's the rundown for the interested:
My last unsolicited CLI was in January, right around the annual anniversary for getting that card.
@Itsmeagain wrote:
Congrats !!! . . . How long since your last unsolicited CLI? Or have you ever had one before?
@Anonymous wrote:I just logged in to do my daily AA paranoia check of all my accounts
LOL Congrats on the cli....
@Anonymous wrote:I just logged in to do my daily AA paranoia check of all my accounts, and had to do a double-take. I got a 3k CLI from BoA to hit 10k! UNSOLICITED! This credit gardening is really starting to pay off!
So, here's the rundown for the interested:
- On average I charge 2 to 3k per month and PIF. I NEVER carry a balance.
- I use the card a LOT- almost daily.
- It's my 'every day' card that I use for gas, groceries, cell phone, insurance, clothes, etc...
- I make two payments per month (one just before the due date to guarantee no finance charges for the next month & one just before the statement close date to get a zero balance to report)
- I have checking, savings, and CD accounts with BoA
- My FICO scores are hanging steady in the low-to-mid 700s
I also make that 1st payment just in case I forget or can't make the 2nd one.