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@FretlessMayhem wrote:
BOA offers to let me cash advance all of my 20k limit via direct deposit into my checking account OP. They seem pretty cash advance friendly, and are definitely a great lender if you need to consider replacements.
@smallfry wrote:
@FretlessMayhem wrote:
BOA offers to let me cash advance all of my 20k limit via direct deposit into my checking account OP. They seem pretty cash advance friendly, and are definitely a great lender if you need to consider replacements.
Penfed too but I would NEVER take a cash advance on a credit card EVER.
@FretlessMayhem wrote:
@smallfry wrote:
@FretlessMayhem wrote:
BOA offers to let me cash advance all of my 20k limit via direct deposit into my checking account OP. They seem pretty cash advance friendly, and are definitely a great lender if you need to consider replacements.
Penfed too but I would NEVER take a cash advance on a credit card EVER.
Oh I definitely try not to, but I've been put in the position where there was no other option.
I went ahead and opened a line of credit with NFCU to try and eliminate the need to ever cash advance again. The fees and interest suck.
MidnightVoice wrote:Like all CCCs, Amex is lending unsecured money, so they set the rules. If we don't like them, we do have options
ilovepizza wrote:
I think the cash advance probably looks pretty bad. To them it looks like you ran out of cash in your bank account.
I really wanted to have new Amex cards over the past year but instead I applied for other bank cards to fill my need. My only Amex is a very old and fear of loosing it stops me from using it. So it holds down my UTL. Too scared to charge anything on it. Thinking about applying for Green or Gold but the F/R keep me wondering.
aftermath wrote:Yes it's an inconvenience but as long as you can prove your financials, you wont lose it.