WOW Mom got a offer through the mail!!!

[BearsAndTurtlesRtheBest]

Yeap she got the First National Bank Of Omaha Platinum Edition Visa Card OFFER with a 9.99% APR FIXED FOR LIFE just thought I share. BIG BANKS ARE CALLNG US. hahha

[BearsAndTurtlesRtheBest]

Anyone know who the pull. just curious we live in California

[lylesvegas]

Fantastic news !!  Did she app yet ?

[BearsAndTurtlesRtheBest]

Would you know who they pull in CA? She hasnt applied.

[lylesvegas]

No, afraid I dont.. Dont worry someone will......

[BearsAndTurtlesRtheBest]

@lylesvegas its ok somebody will know...........somebody.............hahha

[lylesvegas]

[j_casteel]

They were softing EX for me. I've gotten several offers in the mail from them, but never app'd. 

Also, each app they manually review so if you app and don't receive an instant approval that's normal. 

[ricefed]

Don't get too excited. That offer doesn't mean anything great. I got the same offer last year and then got denied.

[navigatethis12]

Looking around, it seems they only look at Experian. I used a Maryland address and that is what they looked at. I know it's on the other side of the country, but other people also reported they only look at Experian.

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@j_casteel wrote:

They were softing EX for me. I've gotten several offers in the mail from them, but never app'd. 

Also, each app they manually review so if you app and don't receive an instant approval that's normal. 

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I wish I had waited to see if I would have gotten a better offer. I got the blue American Express one with 15.99. They say it's invitation only, but it is on their webpage.