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WOW...NFCU Strikes Again :-)

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dodgeball
Established Contributor

Re: WOW...NFCU Strikes Again :-)


@shorrttyycm1 wrote:
Thnx! The rep told me both were soft but i wasn't sure so i pulled my reports from here and it doesn't show. Maybe too soon? Idk. Wont be too upset as the extra 9k is worth it ;-) i will update this post if it does become a hard pull. Wonder how long it will take for new limit to post...prob with next months reporting.

I actually only hit the luv button because of another thread i read where that person made like 3 requests in 4 days all approved soft pulls i think. Couldn't resist...so happy i did!!!

That would be me, but I may take the HP just to try to break the 20k mark !

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 11 of 21
shorrttyycm1
Frequent Contributor

Re: WOW...NFCU Strikes Again :-)

Hey...thnx for the inspiration! Wouldn't have done it without your post! And congrats to u!

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Message 12 of 21
dodgeball
Established Contributor

Re: WOW...NFCU Strikes Again :-)


@shorrttyycm1 wrote:
Hey...thnx for the inspiration! Wouldn't have done it without your post! And congrats to u!

Well Congrats to you ! I have decided to take the HP to see if I break the 20k mark, its worth it plus I would take a HP for a 12k increase anyday of the week anyway.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 13 of 21
Sweets8E
Frequent Contributor

Re: WOW...NFCU Strikes Again :-)


@dodgeball wrote:

@shorrttyycm1 wrote:
Hey...thnx for the inspiration! Wouldn't have done it without your post! And congrats to u!

Well Congrats to you ! I have decided to take the HP to see if I break the 20k mark, its worth it plus I would take a HP for a 12k increase anyday of the week anyway.


OH MAN!!! Do share what the end result is once everything is reviewed.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


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Message 14 of 21
calihlove75
Established Contributor

Re: WOW...NFCU Strikes Again :-)


@shorrttyycm1 wrote:

After reading another post about NFCU and getting increases, I hit the luv button....instant approval for double my limit!  I went from 5k to 10k in seconds.  Being greedy I hit the button 1 more time to see if I could get to 15k.  No go...got the 3-5 days message.  I called to try to cancel but was told that it was declined anyway.  Rep said was a soft pull.  Anyway, HAPPY HAPPY HAPPY!  Doubled my limit with just a soft pull :-)  I gotta stop reading these boards ;-)


Hello

 

How long have you had the account? I opened mine up about 8 months ago and it's still at the same $9000 limit. Never asked for an increase but was hoping for an auto at 6 months and didn't happen. I definitely do not want a hard pull as I am in the garden!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 15 of 21
dodgeball
Established Contributor

Re: WOW...NFCU Strikes Again :-)

looking at the lenth of time and score I highley doubt it would be a hardpull !

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 16 of 21
shorrttyycm1
Frequent Contributor

Re: WOW...NFCU Strikes Again :-)

I've had my account around 14-18 months...honestly don't remember exactly but in that ball park. I started at 1500. And bumped to 3500. By req at 6 or so months. Then 5k at 1 yr. Then todays 2 reqs brought me to 14k. All increases were by my reqs. and soft pulls. Hope the info is helpful.

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Message 17 of 21
MountainHiker
Established Contributor

Re: WOW...NFCU Strikes Again :-)


@shorrttyycm1 wrote:

After reading another post about NFCU and getting increases, I hit the luv button....instant approval for double my limit!  I went from 5k to 10k in seconds.  Being greedy I hit the button 1 more time to see if I could get to 15k.  No go...got the 3-5 days message.  I called to try to cancel but was told that it was declined anyway.  Rep said was a soft pull.  Anyway, HAPPY HAPPY HAPPY!  Doubled my limit with just a soft pull :-)  I gotta stop reading these boards ;-)


Congrats! Very sweet limit. How long did you have your account before requesting the new increase? UPDATE! I now see your response to another poster.Again, Congrats!

 

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 18 of 21
jbunton444
Valued Member

Re: WOW...NFCU Strikes Again :-)


@jbunton444 wrote:

Congratulations!  I will do mine in a few months to go from $12,500 to $15,000.00 -- but alas, I don't want to make the inch they gave me a mile in only two months... so, I'm good at my first five digit limit card for the moment.  

 

Though, I'm rushing the hot crazy days of July, 2013... I'm waiting my last bk to fall off Experian (other two fell off four months early)... so I can get the Citi Hilton or Amex verison... both pull Experian -- can't catch a break.  I even called and asked what if my Experian's frozen, representative said, "I guess you'll have to provide codes to provide us with your report."  I said, "No thank you."

 

Dang!

 

Josh


What the heck... $15,000.00 approved.

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Message 19 of 21
shorrttyycm1
Frequent Contributor

Re: WOW...NFCU Strikes Again :-)

Yup...from $5000 to $15,000.
UPDATE II: Hard pull on Equifax. Oh well...still doin the happy dance ;-)

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


Take the FICO Fitness Challenge
Message 20 of 21
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