The only 30 day late that I have in the past 3 years was on my Limited Card. And it was a stupid oversight over a $10.00 bill that I thought had been paid. Well I just called them today and they told me that as a ONE TIME curtosey they would have it removed from the Credit Bureau's!!!!!!!!!!!! The gal did it while I was on the phone. Now, I wonder if my score will increase at all??/ What do you folks think will my score increase with this 30 day late deleted????
It was from June of 09. IF only Cap One were this nice
nice man congrats. That is great that they did that for you. The damage from a thirty day late two years ago wouldnt be that bad.
--but if it was your only late, you now have squeaky clean reports, and if it was one of several (or many, lol), you now have one less TL with a negative. That can help scores, too.
At any rate, congrats! I bad-mouthed them a lot early on due to reporting problems, but after they removed my lates (including a 60) without a blink, I love them.