Credit Card Center Advertiser Disclosure

New Contributor
Posts: 64
Registered: ‎11-06-2008
0 Kudos

WOW...WFFNB (the Limited Card) is awesome

[ Edited ]

The only 30 day late that I have in the past 3 years was on my Limited Card.  And it was a stupid oversight over a $10.00 bill that I thought had been paid.  Well I just called them today and they told me that as a ONE TIME curtosey they would have it removed from the Credit Bureau's!!!!!!!!!!!!  The gal did it while I was on the phone.  Now, I wonder if my score will increase at all??/  What do you folks think will my score increase with this 30 day late deleted????


 It was from June of 09.  IF only Cap One were this niceSmiley Surprised

Established Contributor
Posts: 736
Registered: ‎07-07-2010
0 Kudos

Re: WOW...WFFNB (the Limited Card) is awesome

nice man congrats. That is great that they did that for you. The damage from a thirty day late two years ago wouldnt be that bad.

01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007
0 Kudos

Re: WOW...WFFNB (the Limited Card) is awesome

--but if it was your only late, you now have squeaky clean reports, and if it was one of several (or many, lol), you now have one less TL with a negative. That can help scores, too.


At any rate, congrats! I bad-mouthed them a lot early on due to reporting problems, but after they removed my lates (including a 60) without a blink, I love them.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.