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New Contributor
Posts: 64
Registered: ‎11-06-2008

WOW...WFFNB (the Limited Card) is awesome

[ Edited ]

The only 30 day late that I have in the past 3 years was on my Limited Card.  And it was a stupid oversight over a $10.00 bill that I thought had been paid.  Well I just called them today and they told me that as a ONE TIME curtosey they would have it removed from the Credit Bureau's!!!!!!!!!!!!  The gal did it while I was on the phone.  Now, I wonder if my score will increase at all??/  What do you folks think will my score increase with this 30 day late deleted????


 It was from June of 09.  IF only Cap One were this niceSmiley Surprised

Established Contributor
Posts: 736
Registered: ‎07-07-2010

Re: WOW...WFFNB (the Limited Card) is awesome

nice man congrats. That is great that they did that for you. The damage from a thirty day late two years ago wouldnt be that bad.

01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007

Re: WOW...WFFNB (the Limited Card) is awesome

--but if it was your only late, you now have squeaky clean reports, and if it was one of several (or many, lol), you now have one less TL with a negative. That can help scores, too.


At any rate, congrats! I bad-mouthed them a lot early on due to reporting problems, but after they removed my lates (including a 60) without a blink, I love them.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

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