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Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
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Re: WOW

lol @ training the pigeons :smileyhappy:
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haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
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Re: WOW



ashabbir1 wrote:
lol @ training the pigeons :smileyhappy:



You should rent a movie called "The Birdman of Alcatraz." That'll be you!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
0

Re: WOW

lol I will sign up for netflix. I have to use one of my cards anyway
 
lol
 
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haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
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Re: WOW

LOL--I just had this flash--I bet you're actually someone who lives pretty cheaply, and you're going to find yourself truly challenged to get any usage at all on your cards! You'll need to use one card per week or something, and keep them on some sort of rotation.

I spent a month trying to get over $300 on my $30K CL card, just to have 1% reporting, and almost had a breakdown. (And gained 4 pounds from using it on fast food!) Then I wound up PIF'ing anyway, because I'm trying an experiment to see what happens with almost no revolving credit reporting for a month.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
netpanther
Posts: 1,694
Registered: ‎08-07-2007
0

Re: WOW



haulingthescoreup wrote:
LOL--I just had this flash--I bet you're actually someone who lives pretty cheaply, and you're going to find yourself truly challenged to get any usage at all on your cards! You'll need to use one card per week or something, and keep them on some sort of rotation.

I spent a month trying to get over $300 on my $30K CL card, just to have 1% reporting, and almost had a breakdown. (And gained 4 pounds from using it on fast food!) Then I wound up PIF'ing anyway, because I'm trying an experiment to see what happens with almost no revolving credit reporting for a month.

Tried that too. Was making me have a nervous breakdown trying to get exactly either 1 percent or 1 dollar!!
Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
0

Re: WOW

omg hauling I am scared of you. You are a psychic.
 
You are right. I have like 70,000 to 80,000 sitting just in cash in different bank accounts
 
I have zero balance on all my credit cards
 
My car is paid off and my mortgage payment is just 427 per month
 
I make well over 6 figure income :smileyhappy:
 
 
 
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haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
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Re: WOW

Yep, you'll gain 10 lbs the first month. There are only so many copies of the Wall Street Journal that you can buy with your First Abusive Lenders Platinum Plus Visa! All that's left after that are high-fat lattes and baklava. :smileyvery-happy:

Oh, wait, after a few months of that, you can use cards at the dentist for fillings...
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: WOW



SonorityGenius wrote:
You just join the Sherrif's Association for $35 one year fee and ur in JFCU!



So this is just another type of annual feee.
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
0

Re: WOW

Not really because you dont need to renew it after one year :smileyhappy:
 
 
Senior Contributor
imducky
Posts: 3,432
Registered: ‎08-27-2007
0

Re: WOW



ashabbir1 wrote:
I got approved for JFCU with 10,000 dollars and the guy I talked to he told me that if I need more credit limit he can increase it.
 
 
 
 


congrats, told ya so! now not to be a wet blanket, but i was approved for 25k nsa visa and was told i couldn't get a cl of more than 5k on a cc until 6 months on jfcu history. hope yours sticks!

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