WaMu CLI!!!

[Anonymous]

---

@Anonymous wrote:
I started with $2k CL 6 months ago, used the card religiously while paying on time and keeping a low balance. Today, I was given a CLI to $3k. A step in the right direction! This seemed like a long wait!

Does WaMu typically consistently offer these increases at review time?

---

HuntingGuy, when did you receive your card???

[Anonymous]

hi lando..

I am talking abt wamu visa.
Did they pull a hard inq for CLI????

Message Edited by HI-ALL on 03-20-2008 12:55 PM

[Anonymous]

I have never got an increase with them.  I don't know if the pull is soft or hard when they evaluate accounts for CLI's.

Message Edited by landocalrissian on 03-20-2008 10:54 AM

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:
I started with $2k CL 6 months ago, used the card religiously while paying on time and keeping a low balance. Today, I was given a CLI to $3k. A step in the right direction! This seemed like a long wait!

Does WaMu typically consistently offer these increases at review time?

---

HuntingGuy, when did you receive your card???

---

I received my Visa WaMu through a pre-approved mail offer.

[Anonymous]

---

HI-ALL wrote:
hi lando..

I am talking abt wamu visa.
Did they pull a hard inq for CLI????

Message Edited by HI-ALL on 03-20-2008 12:55 PM

---

Soft if they do it, if you request it hard.

[Anonymous]

HUH?

Last I knew WAMU does not "Honor customer requested CLI's"

---

EboniBeauti wrote:

---

HI-ALL wrote:
hi lando..

I am talking abt wamu visa.
Did they pull a hard inq for CLI????

Message Edited by HI-ALL on 03-20-2008 12:55 PM

---

Soft if they do it, if you request it hard.

---

[Anonymous]

I have a WAMU Visa and in the year that I've had it, only one cli. When I first applied I had very high utlizaton on all my cc's so they started me off with a 2500k limit, now I am up to a 4500k limit, still paltry when considering I have cards with at least 10k limits. The ONLY reason why I hold on to this card is for the FREE FAKO Transunion score. I use it about once a month or once every other month for small purchases.

[Anonymous]

---

@Anonymous wrote:
I have a WAMU Visa and in the year that I've had it, only one cli. When I first applied I had very high utlizaton on all my cc's so they started me off with a 2500k limit, now I am up to a 4500k limit, still paltry when considering I have cards with at least 10k limits. The ONLY reason why I hold on to this card is for the FREE FAKO Transunion score. I use it about once a month or once every other month for small purchases.

---

Well, pFICO, rather. It is definitely a nice little bonus, and for me has been pretty consistent with my FICO.

Message Edited by HuntingGuy on 03-27-2008 08:46 AM

[Anonymous]

---

HuntingGuy wrote:
I started with $2k CL 6 months ago, used the card religiously while paying on time and keeping a low balance. Today, I was given a CLI to $3k. A step in the right direction! This seemed like a long wait!

Does WaMu typically consistently offer these increases at review time?

---

... Lucky YOU!!! I've had my WAMU Visa Card since May of 2007; I've never received an increase!

The initial limit was $5000. and it's STILL $5000.  I maintain little or no balance on all of my cards; I pay them ahead of time and down to 0-3% utilization each month. 

My WAMU card holds my lowest limit.  I have an AMEX Clear & BOA Platnum Plus MasaterCard - BOTH with limits above $15,000. 

I read some time ago (on this forum) about people receiving CLI after 6 months - Well, when I didn't get one, I sockdrawered the WAMU card.  I recently used it this month and have paid the balance off (so it will remain active) -

I keep the card because I like the receiving the credit score each month. However, I cannot understand why I haven't received a CLI.  (nor why they KEEP sending me those checks two times a month). - All of my FICO scores are well into the 700's.

Does someone know the method to their madness?

Message Edited by MsRN2000 on 03-28-2008 11:52 PM

[Anonymous]

---

Timothy wrote:

HUH?

Last I knew WAMU does not "Honor customer requested CLI's"

... Same here.