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WaMu CLI!!!

Established Contributor

Re: WaMu CLI!!!



HuntingGuy wrote:
I started with $2k CL 6 months ago, used the card religiously while paying on time and keeping a low balance. Today, I was given a CLI to $3k. A step in the right direction! This seemed like a long wait!

Does WaMu typically consistently offer these increases at review time?


HuntingGuy, when did you receive your card???
I would really like to purchase a new Millineum Falcon with my WAMU (oops Chase card)!!!! But first I need a decent credit limit.
Message 11 of 20
Frequent Contributor

Re: WaMu CLI!!!

hi lando..

I am talking abt wamu visa.
Did they pull a hard inq for CLI????

Message Edited by HI-ALL on 03-20-2008 12:55 PM
Message 12 of 20
Established Contributor

Re: WaMu CLI!!!

I have never got an increase with them.  I don't know if the pull is soft or hard when they evaluate accounts for CLI's.


Message Edited by landocalrissian on 03-20-2008 10:54 AM
I would really like to purchase a new Millineum Falcon with my WAMU (oops Chase card)!!!! But first I need a decent credit limit.
Message 13 of 20
Established Member

Re: WaMu CLI!!!



landocalrissian wrote:


HuntingGuy wrote:
I started with $2k CL 6 months ago, used the card religiously while paying on time and keeping a low balance. Today, I was given a CLI to $3k. A step in the right direction! This seemed like a long wait!

Does WaMu typically consistently offer these increases at review time?


HuntingGuy, when did you receive your card???




I received my Visa WaMu through a pre-approved mail offer.
08/24/09: TU 743 | EQ 723
Message 14 of 20
Member

Re: WaMu CLI!!!



HI-ALL wrote:
hi lando..

I am talking abt wamu visa.
Did they pull a hard inq for CLI????

Message Edited by HI-ALL on 03-20-2008 12:55 PM


Soft if they do it, if you request it hard.
Message 15 of 20
Moderator Emeritus

Re: WaMu CLI!!!

HUH?
Last I knew WAMU does not "Honor customer requested CLI's"

EboniBeauti wrote:


HI-ALL wrote:
hi lando..

I am talking abt wamu visa.
Did they pull a hard inq for CLI????

Message Edited by HI-ALL on 03-20-2008 12:55 PM


Soft if they do it, if you request it hard.



Message 16 of 20
Regular Contributor

Re: WaMu CLI!!!

I have a WAMU Visa and in the year that I've had it, only one cli. When I first applied I had very high utlizaton on all my cc's so they started me off with a 2500k limit, now I am up to a 4500k limit, still paltry when considering I have cards with at least 10k limits. The ONLY reason why I hold on to this card is for the FREE FAKO Transunion score. I use it about once a month or once every other month for small purchases.
04/18/2008 TU 723 EQ 715 EX 746
Message 17 of 20
Established Member

Re: WaMu CLI!!!


PeggyFair wrote:
I have a WAMU Visa and in the year that I've had it, only one cli. When I first applied I had very high utlizaton on all my cc's so they started me off with a 2500k limit, now I am up to a 4500k limit, still paltry when considering I have cards with at least 10k limits. The ONLY reason why I hold on to this card is for the FREE FAKO Transunion score. I use it about once a month or once every other month for small purchases.




Well, pFICO, rather. It is definitely a nice little bonus, and for me has been pretty consistent with my FICO.

Message Edited by HuntingGuy on 03-27-2008 08:46 AM
08/24/09: TU 743 | EQ 723
Message 18 of 20
Highlighted
Regular Contributor

Re: WaMu CLI!!!



HuntingGuy wrote:
I started with $2k CL 6 months ago, used the card religiously while paying on time and keeping a low balance. Today, I was given a CLI to $3k. A step in the right direction! This seemed like a long wait!

Does WaMu typically consistently offer these increases at review time?

... Lucky YOU!!! I've had my WAMU Visa Card since May of 2007; I've never received an increase!
The initial limit was $5000. and it's STILL $5000.  I maintain little or no balance on all of my cards; I pay them ahead of time and down to 0-3% utilization each month. 
 
My WAMU card holds my lowest limit.  I have an AMEX Clear & BOA Platnum Plus MasaterCard - BOTH with limits above $15,000. 
 
I read some time ago (on this forum) about people receiving CLI after 6 months - Well, when I didn't get one, I sockdrawered the WAMU card.  I recently used it this month and have paid the balance off (so it will remain active) -
 
I keep the card because I like the receiving the credit score each month. However, I cannot understand why I haven't received a CLI.  (nor why they KEEP sending me those checks two times a month). - All of my FICO scores are well into the 700's.

 
Does someone know the method to their madness?


Message Edited by MsRN2000 on 03-28-2008 11:52 PM
Message 19 of 20
Regular Contributor

Re: WaMu CLI!!!



Timothy wrote:
HUH?
Last I knew WAMU does not "Honor customer requested CLI's"

 
... Same here.
Message 20 of 20