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Established Contributor
Uniqua
Posts: 683
Registered: ‎04-05-2008
0

WaMu Finally Reports Platinum Visa

I finally got a ScoreWatch alert that my WaMu Platinum Visa has hit my EQ report. However, it hit on 8/2, but my alert said it was first reported 7/1. My EQ FICO score stayed the same (691), but I'm confused on the date first reported and the date on the ScoreWatch alert. What gives?

I did not check my TU and EX FICO scores assuming they should probably stay the same since EQ did. I'm a little curious, though, as to what type of hit I may take for my CCCU app from one week ago. I have added 3 new CCs to my CRs since May. When I started app'ing, I had no CCs reporting. My scores have raised significantly -- EQ+42 (from 649-691), TU+29 (from 653-682) and EX+85 (from 609-694). I'm wondering if I will take an inquiry hit on EX for the CCCU hard, plus a score drop on all 3 CRs if I am approved for the CCCU Mastercard.

My current util is 6%. If approved for CCCU, it will be less than that. So, should I be concerned about a substantial score drop? Any thoughts?

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


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Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Established Contributor
Uniqua
Posts: 683
Registered: ‎04-05-2008
0

Re: WaMu Finally Reports Platinum Visa

Just doing the "bump" dance!

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


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Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: WaMu Finally Reports Platinum Visa



Uniqua wrote:

My current util is 6%. If approved for CCCU, it will be less than that. So, should I be concerned about a substantial score drop? Any thoughts?

No need to worry take a chill pill lol.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Frequent Contributor
islandchild82
Posts: 490
Registered: ‎01-24-2008
0

Re: WaMu Finally Reports Platinum Visa

My WaMu Visa took forever to report, too. I was wondering when it would hit. I lost 10 points when it did! Glad your EQ stayed the same.
Valued Contributor
TheNewWorldMan
Posts: 2,374
Registered: ‎03-15-2007
0

Re: WaMu Finally Reports Platinum Visa

You know what they say...a watched credit card never reports. ;-)
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