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WaMu PFICO

Established Contributor

WaMu PFICO

So it's the 22nd and my Pfico still hasn't updated. Odd. It usually does by the 19th or 20th.

Has anyone else got their score yet?

Message 1 of 16
15 REPLIES
Moderator Emeritus

Re: WaMu PFICO



KingAdrock wrote:
So it's the 22nd and my Pfico still hasn't updated. Odd. It usually does by the 19th or 20th.

Has anyone else got their score yet?



Nope.  Still showing June here.

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 2 of 16
Established Contributor

Re: WaMu PFICO


cheddar wrote:
Nope. Still showing June here.

Is it just me or is WaMu getting slower and slower with updates?
Message 3 of 16
Contributor

Re: WaMu PFICO

Sometimes mine doesn't change for a couple of months...like April, then June (never did see one for May)
Message 4 of 16
Regular Contributor

Re: WaMu PFICO

What's going on WaMu?!
Message 5 of 16
New Contributor

Re: WaMu PFICO

Nothing updated since June here either.  I wonder if with all of their troubles, Transunion is slacking off.  I would love for that reporting company to be Experian or Equifax (both seemingly much more professional and "together").  Any one know of any way you can change which agency's report they publish?
Message 6 of 16
Contributor

Re: WaMu PFICO

I'm not all that impressed with either TU or Truecredit.  I finally cancelled my TC because I never new when I could get on and update my info...
Message 7 of 16
Moderator Emeritus

Re: WaMu PFICO



Artzdelux wrote:
Nothing updated since June here either.  I wonder if with all of their troubles, Transunion is slacking off.  I would love for that reporting company to be Experian or Equifax (both seemingly much more professional and "together").  Any one know of any way you can change which agency's report they publish?



Nope, unfortunately, WaMu gives you your PFICO based on either TU or EX, at their discretion.   There's no way to choose which one they give you.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 8 of 16
Valued Contributor

Re: WaMu PFICO

It seems to be primarily TU unless they pulled EX when you app'ed. Even then they then seem to move it back to TU eventually.
 
I think the PFICO score is very flakey. It seems to very sensitive to new accounts and reports me as having a derogatory and I don't. I wonder if PFICO's definition of derogatory is different that FICO's. I would gladly give up my ability to obtain my PFICO score if WaMu/Providian would undo the screwing they've done to me.
Message 9 of 16
Established Contributor

Re: WaMu PFICO

For me (and I've heard others repeat this same story) WaMu originally pulled EX, did that for a few months then switched to TU and wiped away those EX scores as if they were never there. Weird. I'd have been much happier if they stayed with EX. But why complain, the service is 100% free.
Message 10 of 16