Ha! They're giving you 'in-house' rewards -- things for which they don't have to pay another provider!
Sorry, I take back the Ha -- since I love your CL on that card!
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.