So, I am rather confused right now.... I recently opened a new WaMu Account, and received a pre-approval for their platnium Visa... FYI, about a week ago, I got a $2500 CL MC from WaMu... I know I want 1 more credit card, so I applied... Well I was denied???
Anyone ever have this issue? Ever do a Recon with them?
Starting Score: 06/2010- EQ 464 01/2012-EQ 512 April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO) Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO) Goal Score: 700 by 05/2012- MADE IT!!!!
Last year I applied on line for a Readers Choice card serviced by WaMu. They immediately turned me down because I had received a card from them in the last 60 (as I remember) days. The good thing is they did not do a hard inq.
As soon as I opened both a Wamu Visa and a Barclay's Master Card, both companies immediately stopped sending me additional promo offers. Which is a good thing, but that would support the "don't app again for at least 90 days" comments.
I requested that both HSBC and CrapOne stop sending me promo offers (I did NOT opt out by the way), and after a few weeks, both DID stop.
So now, 1 year post BK, I am not receiving any promo offers at the moment. Which is fine by me. I have all the credit I need right now.