Credit Card Center Advertiser Disclosure

Valued Contributor
Posts: 1,749
Registered: ‎08-18-2007
0 Kudos

Re: WaMu Visa

i just received my new 2nd wamu card and still got another pre-approval for a wamu. dont understand why
Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007
0 Kudos

Re: WaMu Visa

WaMu seems to be a lot sloppier than the others in hiring out their pre-approval business. They don't tell them to screen out consumers who messed up on old Providian cards, etc.

WhirledPeasPlease has a hysterical WaMu pre-app count going on her siggy. I think it's up to 18 or so, but they won't give her a card.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Regular Contributor
Posts: 120
Registered: ‎11-16-2007
0 Kudos

Re: WaMu Visa

haulingthescoreup wrote:
WaMu seems to be a lot sloppier than the others in hiring out their pre-approval business.
I get few invites anymore, but it seems the majority of the card invites are to sub-sub-prime cards. Cards that have fees well over $100. When searching for new victims I'd think they would have a line like:   If card = Amex then response = 0.    At least rule out someone with a large amount of TLs. Oh well, the shredder gets hungry too!
Frequent Contributor
Posts: 433
Registered: ‎05-07-2008
0 Kudos

Re: WaMu Visa

Hi All,
So I finally called (I have been SWAMPED the last couple days with school and work!) and the CSR told me that they can only approve 1 credit application every 90 days...  She told me to reapply or to call the # back in 90 days and they will reconsider my account but I had to wait the 90 days...
I guess that clears that up!
Thanks all for your help!
Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!

Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.