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Ok...now it's been a long time since I've received pre-approval letters, but today I received a letter from WaMu and I'm not really sure if it's a pre-approval or just a letter to kinda sound like one because it doesn't really come out and say pre-approved?
It says: "You've earned this offer for a Visa Platinum card....."
but then it says something about a "Personal Invitation...blah blah blah"
I don't want to waste an inquiry if i'm not going to be approved...you know?
@Anonymous wrote:
Did you use the mail in form or did you apply online? And do you happen to know who they pull?
I just helped someone apply online two days ago for this offer. They were instantly approved for $4k. Scores were in the 715 range, and no baddies for almost 8 years. I say go for it.