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Regular Contributor
ccaddict
Posts: 121
Registered: ‎07-21-2007

Re: WaMu pre-approval

I already have a wamu mc with 2k limit and they keep sending me more pre-approvals.. 6 months after I opened the first card. Wonder if they allow 2... or its just some glitch in their system.
Senior Contributor
score_building
Posts: 3,513
Registered: ‎01-10-2008

Re: WaMu pre-approval

same here, and i too wondered why...  as far as i can tell it was for the exact same card that i already had.  i continued to receive the preapprovals even after i closed the cc.  perhaps it is just  a disconnect with whatever dept or third party sends out the preapps.

 

i'd be willing to bet if i had tried to apply i would have received one of those 'too many wamu cards' type denial reasons but i never pursued it with cs to find out for sure.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Member
WiseYoungMan21
Posts: 35
Registered: ‎02-11-2008

Re: WaMu pre-approval

I got a wamu card last june with a $4,5000 limit. Then after they were bought out by Chase they started sending pre-approval everyday for a second card, so I applied and was approved in october for a card with a $2,000 limit, 0% on balance transers till January 2010. Also they raised the limit on my first visa with them to a $5,500 limit. I haven't even used the first visa, for anything except a $3,000 transfer to the card.
Fico 2-11 Ex:605 EQ: 596 Tu: 622
Fico 3-11 Ex:735 EQ: 605 Tu:633 Fico 5-11 Ex:733 EQ: 628 Tu:667
11-19-08 Eq 656
Regular Contributor
hotpoint
Posts: 121
Registered: ‎07-23-2007

Re: WaMu pre-approval

Hello All,

 

I received four different letters stating pre-approved . . . I recently went on line applied and was approved w/4500 CL.  Wild?  Filed BK n/03', but it was dismissed because I decided to pay instead.  Really started rebuilding n/06' from the suggestions taken from these forums. 

 

As you know, I have a couple of CO, which should come off n/12 to 18 mos.  I was also recently approved through CapOne for 18k (auto loan), I had two CC previously charged off w/CapOne --- but I paid, and they showed PAID. I haven't received the WaMu card yet, but I am very happy about the possibilities of home ownership next year.  Target . . . 720 - 740 w/n 12 mos.

 

Hotpoint . . .

 

11.10 Eq 650, 11.10 Trans 667 Ex 667


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