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ilovepizza wrote:
This is the best offer from what I have seen. But the offer might have a BT fee. I know 2 people that got their Wamu card with a score of around 760 with 0%/6 months no bt fees and a starting CL of $30k. Wow hah? I'd say thats the best offer for their Platinum card. The down side is it doesn't mean you are more likely to get the card. They just promote the bleep out of it. I was also turned down many times with scores above 760 while many were approved with scores around 640. Wamu doesn't like UTL over 30% for sure. Apply with no to low UTL for best odds. But the offer is SWEET.
I eventually kept reapplying and I was approved. I also get my PFICO score!!! Totally! I like Wamu. Their customer service is not AMEX, but you get a free PFICO score...
bunnyrabbit wrote:Hi cheddar, I am keep getting the offers in the mail from them like you also. But it is not really good.「0% FIXED APR on Purchases until September 1, 2009 When You Transfer a Balance NOW!」・No annual fee・No Balance Transfer Fees Today (within first 90 days of account opening)・Platinum card benefits* 9.99% APR after or if you do not transfer a balance* APR on balance transfer is currently 9.99%If you get this card and make BT, you should not use this CC until you PIF BT amount.The payment goes toward to the lowest APR first!!I am not going to take these offers yet, I just appld to two CCs a month a go anyway. I believe they will send out some more offers in the mail, and they ask me to apply every time I visit the branch too.There is 5 branches within 5 miles, and another 5 branches within 10-15 miles in my area.How nice!