03-22-2009 08:35 AM
03-22-2009 08:47 AM
03-22-2009 09:49 AM
After five calls and one email (all no can do) - I finally got the PerfectCard (from a WAMU Premier Platinum Protect M/C -- Wamu kept "upgrading" my card and sending me new ones with more words on them). The rep that finally did it used the wording (a few times actually) "add the Perfect Rewards to your account". My wording was "prodcut change/conversion".
Maybe adding rewards to your Chamu is the key, rather than "changing" your card? YMMV but that is what worked out for mine...
Anyway, it showed up online within 2 hours as a PerfectCard, no APR change, no CL change, no mention from CSR about term changes. I asked about a new card and he said that they will not send one out to use my existing WAMU card. Might ask online for a new card at some point. (Oh - and I do have a BT on it for those that want to know about conevrsion with a balance).
Gonna pay off the BT and start buying gas!
03-22-2009 10:07 AM
No change, way too high but who cares. I PIF everymonth.
Purchase APR 17.24%
Cash APR 23.24%
03-22-2009 07:06 PM
No change to terms after rewards added.
PS- Purple see my post to you in the other "no go" thread!
I feel like the cowardly lion lol. I will try the number tomorrow. I still dont know which is better - Freedom or Perfect.
03-22-2009 07:18 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.