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Wachovia CLI

Senior Contributor

Re: Wachovia CLI


ExcellCR wrote:
Wachovia branches are a long way from officially totally and completely being converted over to Wells. My branch mgr said not until sometime in 2010. Chase is much further along in the complete conversion of Wamu. Did Wachovia ask for a current income update for the soft pulls?

There is a schedule and FL is dead last. They know they have to have their game on when they convert FL branches or there will be big trouble. People with money here will leave in droves if they aren't happy. I don't have money and I will still leave if I don't maintain the status quo or better.

Message 11 of 25
Senior Contributor

Re: Wachovia CLI

The day I got my CLI at the local branch, I spoke with them about a possible mortgage re-fi.  The manager told me that their mtg dpt had already converted to WF & we have a branch right down the block.  Spoke w/them for a few, but I have an appt this coming Tues about a re-fi....but that's a whole 'nother thread!  Smiley Wink


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 12 of 25
Regular Contributor

Re: Wachovia CLI


ExcellCR wrote:
Wachovia branches are a long way from officially totally and completely being converted over to Wells. My branch mgr said not until sometime in 2010. Chase is much further along in the complete conversion of Wamu. Did Wachovia ask for a current income update for the soft pulls?

No information concerning income was requested. The question was would you like to have this CLI or not. My quick response was YES.

Message 13 of 25
Senior Contributor

Re: Wachovia CLI


GomerPyle wrote:

ExcellCR wrote:
Wachovia branches are a long way from officially totally and completely being converted over to Wells. My branch mgr said not until sometime in 2010. Chase is much further along in the complete conversion of Wamu. Did Wachovia ask for a current income update for the soft pulls?

No information concerning income was requested. The question was would you like to have this CLI or not. My quick response was YES.


OMG....what were they expecting you to say????  Smiley Very Happy



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 14 of 25
Senior Contributor

Re: Wachovia CLI

DickC says he declines all CLI offers.
Message 15 of 25
Senior Contributor

Re: Wachovia CLI


creditwherecreditisdue wrote:
DickC says he declines all CLI offers.

He must have all 30 to 50k limits!  I think I'd stop there too.



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 16 of 25
Regular Contributor

Re: Wachovia CLI


BungalowMo wrote:

GomerPyle wrote:

ExcellCR wrote:
Wachovia branches are a long way from officially totally and completely being converted over to Wells. My branch mgr said not until sometime in 2010. Chase is much further along in the complete conversion of Wamu. Did Wachovia ask for a current income update for the soft pulls?

No information concerning income was requested. The question was would you like to have this CLI or not. My quick response was YES.


OMG....what were they expecting you to say????  Smiley Very Happy


I know it may be hard to believe but some people actually call and ask for CLD's with the belief this helps their credit. This of course is done out of ignorance.

Message 17 of 25
Senior Contributor

Re: Wachovia CLI


BungalowMo wrote:

creditwherecreditisdue wrote:
DickC says he declines all CLI offers.

He must have all 30 to 50k limits!  I think I'd stop there too.


 

He posted today: 3 x $25K, 1 x $20K - Total $95K.

 

Personally I don't turn anything down!

Message 18 of 25
Senior Contributor

Re: Wachovia CLI


creditwherecreditisdue wrote:

BungalowMo wrote:

creditwherecreditisdue wrote:
DickC says he declines all CLI offers.

He must have all 30 to 50k limits!  I think I'd stop there too.


 

He posted today: 3 x $25K, 1 x $20K - Total $95K.

 

Personally I don't turn anything down!


I did remember seeing his post...just couldn't recall the #'s except to say they were impressive.

 

I haven't turned down anything yet....but if the offer was under 1k, I might.  I don't want any more "starter" cards.



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 19 of 25
Senior Contributor

Re: Wachovia CLI

I won't turn down any increases. I really am not interested in any new TL's that are less that $4K or $5K.

Message 20 of 25