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Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Wachovia CLI


ExcellCR wrote:
Wachovia branches are a long way from officially totally and completely being converted over to Wells. My branch mgr said not until sometime in 2010. Chase is much further along in the complete conversion of Wamu. Did Wachovia ask for a current income update for the soft pulls?

There is a schedule and FL is dead last. They know they have to have their game on when they convert FL branches or there will be big trouble. People with money here will leave in droves if they aren't happy. I don't have money and I will still leave if I don't maintain the status quo or better.

Senior Contributor
BungalowMo
Posts: 4,234
Registered: ‎05-01-2008
0

Re: Wachovia CLI

The day I got my CLI at the local branch, I spoke with them about a possible mortgage re-fi.  The manager told me that their mtg dpt had already converted to WF & we have a branch right down the block.  Spoke w/them for a few, but I have an appt this coming Tues about a re-fi....but that's a whole 'nother thread!  :smileywink:


Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Regular Contributor
GomerPyle
Posts: 114
Registered: ‎03-17-2009
0

Re: Wachovia CLI


ExcellCR wrote:
Wachovia branches are a long way from officially totally and completely being converted over to Wells. My branch mgr said not until sometime in 2010. Chase is much further along in the complete conversion of Wamu. Did Wachovia ask for a current income update for the soft pulls?

No information concerning income was requested. The question was would you like to have this CLI or not. My quick response was YES.

Senior Contributor
BungalowMo
Posts: 4,234
Registered: ‎05-01-2008
0

Re: Wachovia CLI


GomerPyle wrote:

ExcellCR wrote:
Wachovia branches are a long way from officially totally and completely being converted over to Wells. My branch mgr said not until sometime in 2010. Chase is much further along in the complete conversion of Wamu. Did Wachovia ask for a current income update for the soft pulls?

No information concerning income was requested. The question was would you like to have this CLI or not. My quick response was YES.


OMG....what were they expecting you to say????  :smileyvery-happy:



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Wachovia CLI

DickC says he declines all CLI offers.
Senior Contributor
BungalowMo
Posts: 4,234
Registered: ‎05-01-2008
0

Re: Wachovia CLI


creditwherecreditisdue wrote:
DickC says he declines all CLI offers.

He must have all 30 to 50k limits!  I think I'd stop there too.



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Regular Contributor
GomerPyle
Posts: 114
Registered: ‎03-17-2009
0

Re: Wachovia CLI


BungalowMo wrote:

GomerPyle wrote:

ExcellCR wrote:
Wachovia branches are a long way from officially totally and completely being converted over to Wells. My branch mgr said not until sometime in 2010. Chase is much further along in the complete conversion of Wamu. Did Wachovia ask for a current income update for the soft pulls?

No information concerning income was requested. The question was would you like to have this CLI or not. My quick response was YES.


OMG....what were they expecting you to say????  :smileyvery-happy:


I know it may be hard to believe but some people actually call and ask for CLD's with the belief this helps their credit. This of course is done out of ignorance.

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Wachovia CLI


BungalowMo wrote:

creditwherecreditisdue wrote:
DickC says he declines all CLI offers.

He must have all 30 to 50k limits!  I think I'd stop there too.


 

He posted today: 3 x $25K, 1 x $20K - Total $95K.

 

Personally I don't turn anything down!

Senior Contributor
BungalowMo
Posts: 4,234
Registered: ‎05-01-2008
0

Re: Wachovia CLI


creditwherecreditisdue wrote:

BungalowMo wrote:

creditwherecreditisdue wrote:
DickC says he declines all CLI offers.

He must have all 30 to 50k limits!  I think I'd stop there too.


 

He posted today: 3 x $25K, 1 x $20K - Total $95K.

 

Personally I don't turn anything down!


I did remember seeing his post...just couldn't recall the #'s except to say they were impressive.

 

I haven't turned down anything yet....but if the offer was under 1k, I might.  I don't want any more "starter" cards.



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Wachovia CLI

I won't turn down any increases. I really am not interested in any new TL's that are less that $4K or $5K.


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