cancel
Showing results for 
Search instead for 
Did you mean: 

Wait time for asking CLI with Chase...

tag
p-
Valued Contributor

Re: Wait time for asking CLI with Chase...


LS2982 wrote:  Does this count for someone upgrading to a Siggy from a regular Freedom?

Hopefully I'll be able to let you know soon.  I can't find any terms specific to the freedom signature, and none of the reviews mention the 5% category.  But I did find more than one unverified anecdote where people talked about registering and using 5% categories with a freedom sig.

 

The chase website doesn't differentiate between the freedom and freedom sig, but all I can find on the freedom confirms 5% categories.  I'm suprised no one here can confirm.

 

https://creditcards.chase.com/compare-cards?list=4,1&iCELL=682Q&jp_ltg=leftnav

Message 31 of 37
searchingfor67
Established Contributor

Re: Wait time for asking CLI with Chase...

The 5% categories are the same...no difference. And I agree, I believe you will get approved. I didn't find out immediately either....
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 32 of 37
p-
Valued Contributor

Re: Wait time for asking CLI with Chase...


@searchingfor67 wrote:
The 5% categories are the same...no difference. And I agree, I believe you will get approved. I didn't find out immediately either....

Nice.  Thanks!

Message 33 of 37
p-
Valued Contributor

Re: Wait time for asking CLI with Chase...

Yay for the Chase EO, my Freedom Sig is on the way.  

Message 34 of 37
p-
Valued Contributor

Re: Wait time for asking CLI with Chase...

UPDATE - My card has changed online to a Freedom Signature, and it does still have ultimate rewards and 5% categories.

 

As far as the OP's question, I always wait a minimum of 6 months between CLI requests for all cards, but have had the best luck with Chase at 12 months.  If you have to give up a hard pull, better wait the full 12, and make sure your file is optimized, i.e. low utilization, no new accounts, etc.

Message 35 of 37
searchingfor67
Established Contributor

Re: Wait time for asking CLI with Chase...

Awesome! Congrats! Told you so...
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 36 of 37
codesingh
Regular Contributor

Re: Wait time for asking CLI with Chase...

Great...Congrats to you p-

I am in no hurry...I can easiliy wait for a year..not really needing a whole lot on my freedom either. i'll keep charging this card for coffee, gums etc.

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Message 37 of 37
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.