Wait until new available credit hits the CBs before applying?

[Anonymous]

I have a thin revolving file; four newer cards w 40K available (10% util) but have an additional 18K pending that hasn't hit the books yet.

Should I wait til that new line reports before applying for new cc to help ensure a higher SL?

thanks

[myjourney]

Can't hurt to wait until CR's are updated 

However the CL will based on income and CR's and not based on what limits you have 

In fact sometimes this can hurt you 

Reasons given:

DTI

To much available credit 

Good luck 

[RonM21]

That certainly would help the cause even more. It would drive the utilization number down also.