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New Contributor
Posts: 118
Registered: ‎11-01-2012
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Wal-Mart And Target Store Cards!!!

Hello My Wife Has Been Killing Me For Store Cards Cause She Shops At Wal-Mart And Target Like 2 Times A Week And Instead Of Useing Cash I Said Let Me Use Credit

So I Tryed For Target Online And Said 7-10 Something In The Mail And I Didnt Wanna Try Wal-Mart But Christmas Is Right Around The Conor So I Could Use The Credit

And I Tryed And Said You Been Appoved!!! Credit Line Of $400 Dollers Not High But I Been Seeing On Here People Get CLI Alot From Wal-Mart And I Got 2 Other Credits On Report On Credit Yet!! Is That Bad!!! 1 From Capital One $500 And Credit One $300 Didnt Want Credit One But My Dad Says It Helps Credit So!! What Ever And I Know About The High Fee's And My Credit Limts Are All Maxed Out Right Now From The Wife!!! Hate Her lol My Uti% is 71 I Know High All Cards Need To Be Paid Off

Waiting After Christmas To Get My Bonus And Pay Off Everything Should I Call And Recon Wal-Mart For $750-$1000 Limt I Could Use It 



Sorry For The Long Typing ... o Got 12 inqs When Applyed I Know Alot I Am Gonna Cut Off Cards After Christmas LOl And No More Applyin For 2-3 Years 

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Posts: 14,122
Registered: ‎04-15-2011
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Re: Wal-Mart And Target Store Cards!!!

Congrats on the new cards.  Pay that util down as soon as you can!  Good luck!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
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Valued Contributor
Posts: 1,666
Registered: ‎10-15-2011
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Re: Wal-Mart And Target Store Cards!!!

You could always try.  I don't recall the backdoor number but it was posted on here somewhere I think.  I called after having my card for 3 months and they doubled my limit.  It is through GE and I have another card through GE too, Belks.  It started at a $200 limit and I have actually never used it.  I called and asked for a CLI and they gave me $800.  I thought that was funny, since I have never used the card and they raised it 4 times it's limit.  Walmart card was only doubled, from 500 to 1000, but hey whatever.  I don't really use the card often I just have it there to reduce util and for reporting. 


If you do try with Walmart tell them you want to take advantage of the 0.0% interest offer for a large purchase and give them a dollar amount of something like $1649.  It probably won't really matter unless the amount is close to what they offer you. 

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: Wal-Mart And Target Store Cards!!!


Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
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Re: Wal-Mart And Target Store Cards!!!

Congrats and I will see you in the garden! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Posts: 17
Registered: ‎08-29-2012
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Re: Wal-Mart And Target Store Cards!!!

Congrats, But Caps Much?  That Post Was Brutal To Read.

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