11-13-2012 12:04 AM
Hello My Wife Has Been Killing Me For Store Cards Cause She Shops At Wal-Mart And Target Like 2 Times A Week And Instead Of Useing Cash I Said Let Me Use Credit
So I Tryed For Target Online And Said 7-10 Something In The Mail And I Didnt Wanna Try Wal-Mart But Christmas Is Right Around The Conor So I Could Use The Credit
And I Tryed And Said You Been Appoved!!! Credit Line Of $400 Dollers Not High But I Been Seeing On Here People Get CLI Alot From Wal-Mart And I Got 2 Other Credits On Report On Credit Yet!! Is That Bad!!! 1 From Capital One $500 And Credit One $300 Didnt Want Credit One But My Dad Says It Helps Credit So!! What Ever And I Know About The High Fee's And My Credit Limts Are All Maxed Out Right Now From The Wife!!! Hate Her lol My Uti% is 71 I Know High All Cards Need To Be Paid Off
Waiting After Christmas To Get My Bonus And Pay Off Everything Should I Call And Recon Wal-Mart For $750-$1000 Limt I Could Use It
Sorry For The Long Typing ... o Got 12 inqs When Applyed I Know Alot I Am Gonna Cut Off Cards After Christmas LOl And No More Applyin For 2-3 Years
11-13-2012 02:15 AM
Congrats on the new cards. Pay that util down as soon as you can! Good luck!
11-13-2012 05:59 AM
You could always try. I don't recall the backdoor number but it was posted on here somewhere I think. I called after having my card for 3 months and they doubled my limit. It is through GE and I have another card through GE too, Belks. It started at a $200 limit and I have actually never used it. I called and asked for a CLI and they gave me $800. I thought that was funny, since I have never used the card and they raised it 4 times it's limit. Walmart card was only doubled, from 500 to 1000, but hey whatever. I don't really use the card often I just have it there to reduce util and for reporting.
If you do try with Walmart tell them you want to take advantage of the 0.0% interest offer for a large purchase and give them a dollar amount of something like $1649. It probably won't really matter unless the amount is close to what they offer you.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.