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Frequent Contributor
ficojoe
Posts: 308
Registered: ‎07-21-2012

Re: Wal-Mart Credit Card Recon Credit Limit

 

kobe2012 wrote:

I charged $400 for the past two statements... and left $40 bal on first statement and $200 on second statement... i know its kinda high but it worked...


Did you PIF each statement?

 

So far on my $150 limit walmart card I have been to wal-mart twice. I charge about $30, then paid $30 online. Second time I went, I charge about $25 and then went home and paid $15. I was hoping that charging up to 30%, then paying down to 8% multiple times in a billing cycle would get me a CLI.

 

Do you think that having a 40% util helped in getting the CLI?

Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012

Re: Wal-Mart Credit Card Recon Credit Limit


ficojoe wrote:

 

kobe2012 wrote:

I charged $400 for the past two statements... and left $40 bal on first statement and $200 on second statement... i know its kinda high but it worked...


Did you PIF each statement?

 

So far on my $150 limit walmart card I have been to wal-mart twice. I charge about $30, then paid $30 online. Second time I went, I charge about $25 and then went home and paid $15. I was hoping that charging up to 30%, then paying down to 8% multiple times in a billing cycle would get me a CLI.

 

Do you think that having a 40% util helped in getting the CLI?


I think the usage and leaving a balance helped a lot...but that's just me.... I requested a cli on the first statement and was denied... I did the same things with my chevron gas card... I left $50 each two statements and also got an increase from $400 to $700.... Both cards were increased the same day i believe since i check my account everyday..


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
jamesdwi
Posts: 1,434
Registered: ‎09-16-2011

Re: Wal-Mart Credit Card Recon Credit Limit


ficojoe wrote:

 

kobe2012 wrote:

I charged $400 for the past two statements... and left $40 bal on first statement and $200 on second statement... i know its kinda high but it worked...


Did you PIF each statement?

 

So far on my $150 limit walmart card I have been to wal-mart twice. I charge about $30, then paid $30 online. Second time I went, I charge about $25 and then went home and paid $15. I was hoping that charging up to 30%, then paying down to 8% multiple times in a billing cycle would get me a CLI.

 

Do you think that having a 40% util helped in getting the CLI?


use and pay, is all I have noticed they care about, I have even left balances on the cards and gotten CLI's just make more than the minimum payment. Don't max out the card I have let over 60% of my credit limit report and pay it down, I love GE Amazon card,  over $25 is free shpping, over $!50 is free interest for 6 months. the $150 is usually the minimum I  use the card for, then make more than the minimum payment on the card each paycheck, GE doesn't care if you pay more than once a month. 

 

Amazon Card  started at $900  Jan 2011 now   $2500.one autoCLI at 6 months I was scared of the Luv button.  

Walmart Card  started at $600  Nov 2011  now $1700  

 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012

Re: Wal-Mart Credit Card Recon Credit Limit


jamesdwi wrote:

ficojoe wrote:

 

kobe2012 wrote:

I charged $400 for the past two statements... and left $40 bal on first statement and $200 on second statement... i know its kinda high but it worked...


Did you PIF each statement?

 

So far on my $150 limit walmart card I have been to wal-mart twice. I charge about $30, then paid $30 online. Second time I went, I charge about $25 and then went home and paid $15. I was hoping that charging up to 30%, then paying down to 8% multiple times in a billing cycle would get me a CLI.

 

Do you think that having a 40% util helped in getting the CLI?


use and pay, is all I have noticed they care about, I have even left balances on the cards and gotten CLI's just make more than the minimum payment. Don't max out the card I have let over 60% of my credit limit report and pay it down, I love GE Amazon card,  over $25 is free shpping, over $!50 is free interest for 6 months. the $150 is usually the minimum I  use the card for, then make more than the minimum payment on the card each paycheck, GE doesn't care if you pay more than once a month. 

 

Amazon Card  started at $900  Jan 2011 now   $2500.one autoCLI at 6 months I was scared of the Luv button.  

Walmart Card  started at $600  Nov 2011  now $1700  

 


+1


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



New Member
scsexyking05
Posts: 2
Registered: ‎03-14-2013

Re: Wal-Mart Credit Card Recon Credit Limit

Got  wal mart credit card with a limit of $800 dollars. Going to try for a Credit line Increase around June or July. I also have Paypal MC,BELK,DILLARDS,OLD NAVY AND SAMS CLUB CARD. THATS ALL WITH GE CAPITAL BANK. I GOT A EXPRESS ACCOUNT AND MARTHON GAS CARD WITH COMENITY BANK WITH 250 DOLLAR LIMITS. AND A MACYS ACCOUNT WITH A 300 DOLLAR LIMIT. 

 

 

:smileytongue::smileytongue:

 

I BACK IN THE GARDEN UNTIL NOV OR DEC OF 2013


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