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Wal-Mart Credit Card Recon Credit Limit

Frequent Contributor

Re: Wal-Mart Credit Card Recon Credit Limit

 

kobe2012 wrote:

I charged $400 for the past two statements... and left $40 bal on first statement and $200 on second statement... i know its kinda high but it worked...


Did you PIF each statement?

 

So far on my $150 limit walmart card I have been to wal-mart twice. I charge about $30, then paid $30 online. Second time I went, I charge about $25 and then went home and paid $15. I was hoping that charging up to 30%, then paying down to 8% multiple times in a billing cycle would get me a CLI.

 

Do you think that having a 40% util helped in getting the CLI?

Message 11 of 15
Established Contributor

Re: Wal-Mart Credit Card Recon Credit Limit


ficojoe wrote:

 

kobe2012 wrote:

I charged $400 for the past two statements... and left $40 bal on first statement and $200 on second statement... i know its kinda high but it worked...


Did you PIF each statement?

 

So far on my $150 limit walmart card I have been to wal-mart twice. I charge about $30, then paid $30 online. Second time I went, I charge about $25 and then went home and paid $15. I was hoping that charging up to 30%, then paying down to 8% multiple times in a billing cycle would get me a CLI.

 

Do you think that having a 40% util helped in getting the CLI?


I think the usage and leaving a balance helped a lot...but that's just me.... I requested a cli on the first statement and was denied... I did the same things with my chevron gas card... I left $50 each two statements and also got an increase from $400 to $700.... Both cards were increased the same day i believe since i check my account everyday..


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 12 of 15
Valued Contributor

Re: Wal-Mart Credit Card Recon Credit Limit


ficojoe wrote:

 

kobe2012 wrote:

I charged $400 for the past two statements... and left $40 bal on first statement and $200 on second statement... i know its kinda high but it worked...


Did you PIF each statement?

 

So far on my $150 limit walmart card I have been to wal-mart twice. I charge about $30, then paid $30 online. Second time I went, I charge about $25 and then went home and paid $15. I was hoping that charging up to 30%, then paying down to 8% multiple times in a billing cycle would get me a CLI.

 

Do you think that having a 40% util helped in getting the CLI?


use and pay, is all I have noticed they care about, I have even left balances on the cards and gotten CLI's just make more than the minimum payment. Don't max out the card I have let over 60% of my credit limit report and pay it down, I love GE Amazon card,  over $25 is free shpping, over $!50 is free interest for 6 months. the $150 is usually the minimum I  use the card for, then make more than the minimum payment on the card each paycheck, GE doesn't care if you pay more than once a month. 

 

Amazon Card  started at $900  Jan 2011 now   $2500.one autoCLI at 6 months I was scared of the Luv button.  

Walmart Card  started at $600  Nov 2011  now $1700  

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 13 of 15
Established Contributor

Re: Wal-Mart Credit Card Recon Credit Limit


jamesdwi wrote:

ficojoe wrote:

 

kobe2012 wrote:

I charged $400 for the past two statements... and left $40 bal on first statement and $200 on second statement... i know its kinda high but it worked...


Did you PIF each statement?

 

So far on my $150 limit walmart card I have been to wal-mart twice. I charge about $30, then paid $30 online. Second time I went, I charge about $25 and then went home and paid $15. I was hoping that charging up to 30%, then paying down to 8% multiple times in a billing cycle would get me a CLI.

 

Do you think that having a 40% util helped in getting the CLI?


use and pay, is all I have noticed they care about, I have even left balances on the cards and gotten CLI's just make more than the minimum payment. Don't max out the card I have let over 60% of my credit limit report and pay it down, I love GE Amazon card,  over $25 is free shpping, over $!50 is free interest for 6 months. the $150 is usually the minimum I  use the card for, then make more than the minimum payment on the card each paycheck, GE doesn't care if you pay more than once a month. 

 

Amazon Card  started at $900  Jan 2011 now   $2500.one autoCLI at 6 months I was scared of the Luv button.  

Walmart Card  started at $600  Nov 2011  now $1700  

 


+1


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 14 of 15
New Member

Re: Wal-Mart Credit Card Recon Credit Limit

Got  wal mart credit card with a limit of $800 dollars. Going to try for a Credit line Increase around June or July. I also have Paypal MC,BELK,DILLARDS,OLD NAVY AND SAMS CLUB CARD. THATS ALL WITH GE CAPITAL BANK. I GOT A EXPRESS ACCOUNT AND MARTHON GAS CARD WITH COMENITY BANK WITH 250 DOLLAR LIMITS. AND A MACYS ACCOUNT WITH A 300 DOLLAR LIMIT. 

 

 

Smiley TongueSmiley Tongue

 

I BACK IN THE GARDEN UNTIL NOV OR DEC OF 2013

Message 15 of 15