@ficojoe wrote:
@kobe2012 wrote:I charged $400 for the past two statements... and left $40 bal on first statement and $200 on second statement... i know its kinda high but it worked...
Did you PIF each statement?
So far on my $150 limit walmart card I have been to wal-mart twice. I charge about $30, then paid $30 online. Second time I went, I charge about $25 and then went home and paid $15. I was hoping that charging up to 30%, then paying down to 8% multiple times in a billing cycle would get me a CLI.
Do you think that having a 40% util helped in getting the CLI?
I think the usage and leaving a balance helped a lot...but that's just me.... I requested a cli on the first statement and was denied... I did the same things with my chevron gas card... I left $50 each two statements and also got an increase from $400 to $700.... Both cards were increased the same day i believe since i check my account everyday..
Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
@jamesdwi wrote:
@ficojoe wrote:
@kobe2012 wrote:I charged $400 for the past two statements... and left $40 bal on first statement and $200 on second statement... i know its kinda high but it worked...
Did you PIF each statement?
So far on my $150 limit walmart card I have been to wal-mart twice. I charge about $30, then paid $30 online. Second time I went, I charge about $25 and then went home and paid $15. I was hoping that charging up to 30%, then paying down to 8% multiple times in a billing cycle would get me a CLI.
Do you think that having a 40% util helped in getting the CLI?
use and pay, is all I have noticed they care about, I have even left balances on the cards and gotten CLI's just make more than the minimum payment. Don't max out the card I have let over 60% of my credit limit report and pay it down, I love GE Amazon card, over $25 is free shpping, over $!50 is free interest for 6 months. the $150 is usually the minimum I use the card for, then make more than the minimum payment on the card each paycheck, GE doesn't care if you pay more than once a month.
Amazon Card started at $900 Jan 2011 now $2500.one autoCLI at 6 months I was scared of the Luv button.
Walmart Card started at $600 Nov 2011 now $1700
+1
Got wal mart credit card with a limit of $800 dollars. Going to try for a Credit line Increase around June or July. I also have Paypal MC,BELK,DILLARDS,OLD NAVY AND SAMS CLUB CARD. THATS ALL WITH GE CAPITAL BANK. I GOT A EXPRESS ACCOUNT AND MARTHON GAS CARD WITH COMENITY BANK WITH 250 DOLLAR LIMITS. AND A MACYS ACCOUNT WITH A 300 DOLLAR LIMIT.
I BACK IN THE GARDEN UNTIL NOV OR DEC OF 2013