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Regular Contributor
Posts: 178
Registered: ‎09-12-2012
0

Re: Wal-Mart December TU08 Score!! GO GO

726 to 743!  Nice!  

Regular Contributor
Posts: 123
Registered: ‎01-15-2009
0

Re: Wal-Mart December TU08 Score!! GO GO

I am on my iPad, and Istoried to do a simple copy and paste of the image. I got a warning that the HTML was invalid, but didn't notice that discrepancy until I postI have no idea why I can't post the image using a Mac...perhaps someone can shed some light on this?

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.
Frequent Contributor
Posts: 273
Registered: ‎09-30-2012
0

Re: Wal-Mart December TU08 Score!! GO GO

-1 I guess I can't complain beacuse of all the new TL's an such.


Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Wal-Mart December TU08 Score!! GO GO


Duncanrr wrote:

Your score graph looks off.  Your score is almost 800 but it has you in the red color?


trishdadish wrote:

Went from 656 to 781! My old college had falsely put a collection on my account ( I left that college back in 1988)! Of course, I disputed, and this is the score that I have now that it, the only collection on my TU, is gone...

 

 

 
 Your FICO® Score
As of December 03, 2012
your FICO® Score is:
781

 


That's what I was about to say! What the heck? Lol. Weird.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
Posts: 384
Registered: ‎02-06-2009
0

Re: Wal-Mart December TU08 Score!! GO GO


trishdadish wrote:

Went from 656 to 781!

 
 Your FICO® Score
As of December 03, 2012
your FICO® Score is:
781
 

Wow! This is a leap of Superman proportions! CONGRATS! :smileyvery-happy:


11/02/2012 Peak - EQ 790 (ScoreWatch EQ FICO)
01/06/2015 Current - TU 831 (Walmart MasterCard TU FICO 08 Classic)
GOAL - 800! - App free since 09/07/2014
Frequent Contributor
Posts: 482
Registered: ‎01-16-2012
0

Re: Wal-Mart December TU08 Score!! GO GO

From 719 to 736    +17    I'll take it!!:smileyhappy:


(04/29/15) Barclay FICO 761, (4/07/2015) Walmart FICO 757, (4/20/15) Discover IT FICO 757 Last Apps (2/16/15) CapOne Quicksilver 10k, (3/31/15) Cabela's Visa Sig 7k, and (4/12/15) BBVA Compass NBA Amex 9k, (4/16/15) Nordstrom charge 1.5k, (4/24/15) Venture 10k, (5/2/15) Sunglass Hut 1k #39 OMG FREEZE ME!!!! AAoA=4.5 yrs
Regular Contributor
Posts: 123
Registered: ‎10-02-2012
0

Re: Wal-Mart December TU08 Score!! GO GO

+6 to 613...better than -6, I guess.

Valued Contributor
Posts: 2,020
Registered: ‎06-16-2012
0

Re: Wal-Mart December TU08 Score!! GO GO

went from 694 to 707 and my auto CLI havent reported yet (went from 1000 to 2500 on Macys, 600 to 2000 on Walmart, 3000 to 3500 on WF secured card) ututlity has gone down from 31% to 17% not counting increases yet! on my way up!

Cards: (Chase x7) (Citi x6) (Amex x5) (BofA x3) (US Bank x4) (Barclays x4) (WF x3) (Cap1 x3) (Synch x3) (Penfed x2) ( Macys Amex) (Discover, Nasa ,Diners x1) PLOC: Citi (18k) WF (10k)
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Wal-Mart December TU08 Score!! GO GO


dodgerslv wrote:

went from 694 to 707 and my auto CLI havent reported yet (went from 1000 to 2500 on Macys, 600 to 2000 on Walmart, 3000 to 3500 on WF secured card) ututlity has gone down from 31% to 17% not counting increases yet! on my way up!


Oooo I was considering calling in to request a CLI on my Macy's card again considering the holiday season. Not that I'm going to use it but the open UTL would be nice.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Member
Posts: 87
Registered: ‎11-28-2012
0

Re: Wal-Mart December TU08 Score!! GO GO

This is what happens when a single charge off derogatory falls off your report after 7 years.

 

 

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
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