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OPEN UTL! Heck yea!
yeeeowch, but not as bad as I'd expected. Lost 40 points from UT being high post-home purchase/holiday shopping. At least it doesn't have anywhere to go, but up, right?
@thankfulheart wrote:yeeeowch, but not as bad as I'd expected. Lost 40 points from UT being high post-home purchase/holiday shopping. At least it doesn't have anywhere to go, but up, right?
thats not bad. in a few months your scores will rebound...
reasons given for my score being "low" aaoa is not high enough.
to high of a balance on an installment loan.
before i got the loan though they said it lacked of having variety on my report.
i give up.
simple as that. use them pif and never be late. dont aplly for something you dont NEED not want NEED. and your scores will rise. end of story. gn everyone lol
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Up 30 points from 711 to 741!
I did a BT for a couple of my lower-limit cards so that my only balance is on one card, about $1800 balance with $2000 limit. Nearly all of the $1800 is left over from school expenses that I just haven't been able to pay off yet, and I got a sweet BT offer from Citi (0% until 09/13) that I couldn't resist. A couple of the cards were near maxed out so I guess paying them off and having all debt on one card helps tremdendously.
There's nothing else that could have caused this as nothing else has changed on my report.
Down 10 to 719. I'll take it. New cards reporting and uti is up.
Woo-hoo!! up 15 from 700 to 715!!! I'll take it!
Mine is at 0 What is up with that???
@kevinjjc wrote:
TU frozen maybe?
I don't know....I will check it again later today. If it don't fix....I wonder who I would call or would I have to wait another month?