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Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Wal-Mart December TU08 Score!! GO GO

[ Edited ]

722 up 10.

 

EDIT: Too bad it didn't include the CITI card that I PIF =\

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
maiden_girl
Posts: 2,108
Registered: ‎12-29-2011
0

Re: Wal-Mart December TU08 Score!! GO GO

My score dropped like 20 points. I'm at 690 now (again) Lol. But my PIFd accounts haven't report yet. It's ok tho. The score says 12/3 on mine even tho it barely posted just now.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Wal-Mart December TU08 Score!! GO GO


maiden_girl wrote:

My score dropped like 20 points. I'm at 690 now (again) Lol. But my PIFd accounts haven't report yet. It's ok tho. The score says 12/3 on mine even tho it barely posted just now.


I know exactly what you are talking about. My citi pif reported on the dec 9, this report is dec 3 :smileyindifferent:

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Wal-Mart December TU08 Score!! GO GO

Holy CRAP!   31 pt. gain.  738!

 

TU Walmart Dec 2012.jpg



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
0

Re: Wal-Mart December TU08 Score!! GO GO

Down 2 points to 627? Well, there's no way that's from a pull today. Two collections and a 90 day late removed since last month, but it happened in the past few days. 

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Valued Contributor
maiden_girl
Posts: 2,108
Registered: ‎12-29-2011
0

Re: Wal-Mart December TU08 Score!! GO GO


armbenderc wrote:

maiden_girl wrote:

My score dropped like 20 points. I'm at 690 now (again) Lol. But my PIFd accounts haven't report yet. It's ok tho. The score says 12/3 on mine even tho it barely posted just now.


I know exactly what you are talking about. My citi pif reported on the dec 9, this report is dec 3 :smileyindifferent:


Yea. I paid off two credit cards in the last few months. $777 and $930 but they still haven't reported yet. They are still reporting balances.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Contributor
Croselx
Posts: 139
Registered: ‎07-31-2012
0

Re: Wal-Mart December TU08 Score!! GO GO

Mine dropped 30 points from 706>676. It still reports over 50% util on the WM card(statement cut on the 5th) and 12% overall util as my recent CLI for PayPal and my 2 newest cards haven't reported yet. Hope to see an increase come January!

As of Feb: AAoA 1 year, 10 months
CK TU: 740; Wal-Mart TU FICO: 721
CS EX: 715
8 CCs, 15 total accounts.
Negs on report: 1 30 day late aged 3 years
5 inquiries
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
0

Re: Wal-Mart December TU08 Score!! GO GO

Yeah I'm an idiot. Just saw the 12/3 date

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Regular Contributor
CotySinz
Posts: 237
Registered: ‎06-27-2011
0

Re: Wal-Mart December TU08 Score!! GO GO

Down almost 30 points not bad for adding 3TLs and a little util increase.

Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013

Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Wal-Mart December TU08 Score!! GO GO


CotySinz wrote:
Down almost 30 points not bad for adding 3TLs and a little util increase.

It will certainly come up in couple months.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

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