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Wal-Mart December TU08 Score!! GO GO

Frequent Contributor

Re: Wal-Mart December TU08 Score!! GO GO

788, ending '12 with my highest score to date. Smiley Happy


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


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Established Contributor

Re: Wal-Mart December TU08 Score!! GO GO

My score jumped 18 points to 713.  For the first time ever, I am in the 700 club across the board.  My TU08 score has really been lagging behind my other scores, but it finally got above the 700 threshold.  Now I can honestly tell people that I have good credit.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Established Contributor

Re: Wal-Mart December TU08 Score!! GO GO

My Walmart TU Fico increased 5 points to 797.  Got my first ever Walmart TU score last month (792) when I enrolled in paperless billing on Nov 26th.  I'm happy to finally be getting this little perk!

 

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor

Re: Wal-Mart December TU08 Score!! GO GO

Noooooooooooooooooooooooooooooooooooooooo....!!!!

 

60 points just for util hahaha the holidays are killing me damnn!!!!

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO

Mine didn't change from last month!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO


CruzImperial wrote:

Noooooooooooooooooooooooooooooooooooooooo....!!!!

 

60 points just for util hahaha the holidays are killing me damnn!!!!


sorry to here. thats what i was wondering if this was an old pull. i mean obviosly going from 4% to 18% util would make more then a 1 point drop. since my new card hasnt reported yet. to offsett it. (1800 in extra util but a new 5k limit)

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO


creditnocash wrote:

CruzImperial wrote:

Noooooooooooooooooooooooooooooooooooooooo....!!!!

 

60 points just for util hahaha the holidays are killing me damnn!!!!


sorry to here. thats what i was wondering if this was an old pull. i mean obviosly going from 4% to 18% util would make more then a 1 point drop. since my new card hasnt reported yet. to offsett it. (1800 in extra util but a new 5k limit)


They pulled the report on Dec. 3rd.  Likely not a lot of black friday spending not yet posted by then.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Established Contributor

Re: Wal-Mart December TU08 Score!! GO GO

Oct - 759

Nov- 736

Dec- 698

 

How is that even possible? I just checked and my reports are still clean. Accounts got older and last inqs are now 5 months old.

Nothing changed except I let a card report this month before pif. I went a little bit over 10% and it destroyed all the hard work Smiley Sad

And I will have the same utilization next month because of the holidays so my score are pretty much done hehe...

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO


Repo-ed wrote:

creditnocash wrote:

CruzImperial wrote:

Noooooooooooooooooooooooooooooooooooooooo....!!!!

 

60 points just for util hahaha the holidays are killing me damnn!!!!


sorry to here. thats what i was wondering if this was an old pull. i mean obviosly going from 4% to 18% util would make more then a 1 point drop. since my new card hasnt reported yet. to offsett it. (1800 in extra util but a new 5k limit)


They pulled the report on Dec. 3rd.  Likely not a lot of black friday spending not yet posted by then.


my blackfriday shopping already posted on ck and on here. 

my best buy statement cuts on the 27th. but its probably possible that it didnt make the cut. 

hence why im saying might be old. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Frequent Contributor

Re: Wal-Mart December TU08 Score!! GO GO

Up 27 points to 687 this month.

 

Did a GE app spree (including my Walmart card) in September that dropped my score from 679 (first score I got after activating my card) to 660, looks like I got those points back after the initial 3 months and then some. Smiley Happy

Citi Double Cash $16,600 / BofA Cash Rewards Visa Sig $11,000 / Barclaycard Rewards $8,900 / CapOne Platinum $7,450 / BofA BankAmericard Visa $6,500 / eBay MC $5,800 / Discover It $5,000 / Chase Freedom $1,500 / Lowe's $8,500 / JCP MC $6,500 / Walmart $5,000 / Amazon $4,100