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Wal-Mart December TU08 Score!! GO GO

Regular Contributor

Re: Wal-Mart December TU08 Score!! GO GO

726 to 743!  Nice!  

Message 21 of 101
Regular Contributor

Re: Wal-Mart December TU08 Score!! GO GO

I am on my iPad, and Istoried to do a simple copy and paste of the image. I got a warning that the HTML was invalid, but didn't notice that discrepancy until I postI have no idea why I can't post the image using a Mac...perhaps someone can shed some light on this?

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.
Message 22 of 101
Frequent Contributor

Re: Wal-Mart December TU08 Score!! GO GO

-1 I guess I can't complain beacuse of all the new TL's an such.

Message 23 of 101
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO


Duncanrr wrote:

Your score graph looks off.  Your score is almost 800 but it has you in the red color?


trishdadish wrote:

Went from 656 to 781! My old college had falsely put a collection on my account ( I left that college back in 1988)! Of course, I disputed, and this is the score that I have now that it, the only collection on my TU, is gone...

 

 

 
 Your FICO® Score
As of December 03, 2012
your FICO® Score is:
781

 


That's what I was about to say! What the heck? Lol. Weird.

As of 2017, rebuilding...
Message 24 of 101
Frequent Contributor

Re: Wal-Mart December TU08 Score!! GO GO


trishdadish wrote:

Went from 656 to 781!

 
 Your FICO® Score
As of December 03, 2012
your FICO® Score is:
781
 

Wow! This is a leap of Superman proportions! CONGRATS! Smiley Very Happy



09/30/2017 - EX 811 (Credit Scorecard EX FICO® Score 8, range 300-850)
11/20/2017 - TU 842 (Discover TU FICO® Score 8, range 300-850)
10/24/2017 - EQ 845 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 25 of 101
Established Contributor

Re: Wal-Mart December TU08 Score!! GO GO

From 719 to 736    +17    I'll take it!!Smiley Happy



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 26 of 101
Regular Contributor

Re: Wal-Mart December TU08 Score!! GO GO

+6 to 613...better than -6, I guess.

Message 27 of 101
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO

went from 694 to 707 and my auto CLI havent reported yet (went from 1000 to 2500 on Macys, 600 to 2000 on Walmart, 3000 to 3500 on WF secured card) ututlity has gone down from 31% to 17% not counting increases yet! on my way up!

gardening since 5/21/2016
Message 28 of 101
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO


dodgerslv wrote:

went from 694 to 707 and my auto CLI havent reported yet (went from 1000 to 2500 on Macys, 600 to 2000 on Walmart, 3000 to 3500 on WF secured card) ututlity has gone down from 31% to 17% not counting increases yet! on my way up!


Oooo I was considering calling in to request a CLI on my Macy's card again considering the holiday season. Not that I'm going to use it but the open UTL would be nice.

As of 2017, rebuilding...
Message 29 of 101
Valued Member

Re: Wal-Mart December TU08 Score!! GO GO

This is what happens when a single charge off derogatory falls off your report after 7 years.

 

 

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Message 30 of 101