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Wal-Mart December TU08 Score!! GO GO

Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO

Down 2 points from 693 to 691. I really thought i was gonna make it to the 700s club
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 61 of 101
Moderator Emeritus

Re: Wal-Mart December TU08 Score!! GO GO

+83 

 

Went from 676 to 759.   I can live with that.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 62 of 101
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO


Shogun wrote:

+83 

 

Went from 676 to 759.   I can live with that.  Smiley Happy


Smiley Surprised derog drops?

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 63 of 101
Moderator Emeritus

Re: Wal-Mart December TU08 Score!! GO GO

My last derog, a paid CA (Portfolio) I got them to remove. 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 64 of 101
New Contributor

Re: Wal-Mart December TU08 Score!! GO GO

Aw, down from 683 to 673.  Not too bad for adding 4 new TL's though. 

09/2013: TU FICO 692, EQ FICO 698, EX PLUS 709. No apps until December 2014!
Freedom: $1500 Cap1 Plat: $2000 Cap1 Cash: $1500 Barclays: $4000 Walmart: $2700 GE Luxury: $4800 Jared: $1500 Davids Bridal: $1500
Message 65 of 101
Senior Contributor

Re: Wal-Mart December TU08 Score!! GO GO

Oh chit!!

My TU FICO is up only 1pt to 691. That's even with my new accounts and like $13,000 in clis. Seems like not much I do makes a difference. My EXP is like 740!!!! Ugh but TU has an old fraud co :-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 66 of 101
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO

up +13 to 684

 

Smiley Happy

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 67 of 101
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO


snowkitty wrote:

kevinjjc wrote:
TU frozen maybe?

I don't know....I will check it again later today. If it don't fix....I wonder who I would call or would I have to wait another month?


You'll just have to wait until Jan.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 68 of 101
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO


Shogun wrote:

+83 

 

Went from 676 to 759.   I can live with that.  Smiley Happy


Smiley Surprised

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 69 of 101
Valued Contributor

Re: Wal-Mart December TU08 Score!! GO GO


youngandcreditwrthy wrote:
Oh chit!!

My TU FICO is up only 1pt to 691. That's even with my new accounts and like $13,000 in clis. Seems like not much I do makes a difference. My EXP is like 740!!!! Ugh but TU has an old fraud co :-/

Can you not get it remove since it is a fraud co?

 

691 vs 740 arggg I would fight to remove it, but i'm sure you already did Smiley Happy

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 70 of 101