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Valued Member
credit3xhausted
Posts: 34
Registered: ‎04-02-2012

Wal-Mart Store card and Wal-Mart Discover

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‎03-04-2013 06:17 PM

So right now I am supper excited!

 

I was approved for a Wal-Mart Store Card in 12/2012 with an initial credit limit of $600.

 

Today, I felt like calling and asking for an increase.  Instead I went to the Wal-Mart website and app'ed for the Wal-Mart Discover Card because that is what I really want.  Well, I got the 7-10 business days message.

 

I then looked up the backdoor number and called.  I asked if I could have both the store card and the discover card and the representative said "yes, but you have to apply for the discover card."  I said that I had and that I would like to check the status of my application.  He asked me if he could pull my report and verify some questions.  After a few minutes he came back and said that I had been approved for the Discover card with a $700 limit.  WOW!!  He asked me if there was anything else that I needed.  Of course I then asked for a CLI on my store card to $1200.  He again placed me on hold!!!!  I was nervous and know now that I should have asked for more.  Oh well, APPROVED!

 

So now I have two Wal-Mart cards.  Bad, but good, lol.

MyFico on 03/30/12: EQ 500; MyFico as of 03/06/2013: EQ 653
Wal-Mart (TU08) on 12/09/2012: 637; Wal-Mart (TU08) 03/07/2013: 700

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Valued Contributor
09Lexie
Posts: 5,261
Registered: ‎09-13-2012

Re: Wal-Mart Store card and Wal-Mart Discover

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‎03-04-2013 06:20 PM

credit3xhausted wrote:

So right now I am supper excited!

 

I was approved for a Wal-Mart Store Card in 12/2012 with an initial credit limit of $600.

 

Today, I felt like calling and asking for an increase.  Instead I went to the Wal-Mart website and app'ed for the Wal-Mart Discover Card because that is what I really want.  Well, I got the 7-10 business days message.

 

I then looked up the backdoor number and called.  I asked if I could have both the store card and the discover card and the representative said "yes, but you have to apply for the discover card."  I said that I had and that I would like to check the status of my application.  He asked me if he could pull my report and verify some questions.  After a few minutes he came back and said that I had been approved for the Discover card with a $700 limit.  WOW!!  He asked me if there was anything else that I needed.  Of course I then asked for a CLI on my store card to $1200.  He again placed me on hold!!!!  I was nervous and know now that I should have asked for more.  Oh well, APPROVED!

 

So now I have two Wal-Mart cards.  Bad, but good, lol.

Congrats! Learn something new everyday. I always thought if you got one they will close the other...like an upgrade. :smileyfrustrated:


Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800
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Established Contributor
ObeyJohnny12
Posts: 574
Registered: ‎05-05-2012

Re: Wal-Mart Store card and Wal-Mart Discover

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‎03-04-2013 06:44 PM

Congrats! Both cards should grow nicely.
Age: 19 | Fico TU 698 | Fico EQ 677 | Fako EX 665 (Credit Inform) (03/2013) Gardening Since: March 4, 2013.
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Valued Contributor
youngandcreditwrthy
Posts: 3,786
Registered: ‎08-16-2012

Re: Wal-Mart Store card and Wal-Mart Discover

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‎03-04-2013 07:25 PM

Congrats!!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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BearsAndTurtlesRtheBest
Posts: 1,055
Registered: ‎10-02-2012

Re: Wal-Mart Store card and Wal-Mart Discover

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‎03-04-2013 10:44 PM

sweet! Weird how you can have both store card and discover but when it comes to Pay Pal you cant have both "smh" 

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
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Established Contributor
dodfire
Posts: 1,063
Registered: ‎04-14-2012

Re: Wal-Mart Store card and Wal-Mart Discover

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‎03-04-2013 10:58 PM

Very Nice...Congrats!!

---- 4/3/13 ****TIME FOR THE GARDEN****
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Established Contributor
myjourney
Posts: 3,834
Registered: ‎02-07-2013

Re: Wal-Mart Store card and Wal-Mart Discover

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‎03-05-2013 12:31 AM

Congrats and great to know you can have both

"Intelligence plus character--that is the goal of true education"
I will be gardening until 6/1/13 last app 12/31/12
silver spade 3/31
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Established Member
anthill927
Posts: 48
Registered: ‎11-20-2012

Re: Wal-Mart Store card and Wal-Mart Discover

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‎03-05-2013 06:31 AM

I did the exact thing you did in January, I wanted to know if I can upgrade my walmart card to the discover and the csr told me to apply and I thought you couldnt have both but apparently you can, and I got approved for it with a 800 dollar limit! I was excited. lol

I want to be in the 700s again!
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Established Contributor
madmann26
Posts: 996
Registered: ‎08-30-2012

Re: Wal-Mart Store card and Wal-Mart Discover

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‎03-05-2013 07:12 AM

Is that a double-double recon or  a recon-recon double? :smileyvery-happy:

 

Congrats either way.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Wal-Mart Store card and Wal-Mart Discover

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‎03-05-2013 07:15 AM

Nice, Congrats on the Discover version approval! Now you will have a small dilemma choosing which one to use while checking out! :smileyhappy:
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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